Library of Banking Students
1
VOCABULARIES
1. Crossed cheque (n) : Séc thanh toán bng chuyn khong
a cheque that has two line across ot to show that it can only be paid
into a bank account and not exchanged for cash
2. Open cheque (n) : Séc m
3. Bearer cheque (n) : Séc vô danh
4.
Draw (v) : rút
5.
Drawee (n) : ngân hàng ca ngi ký phát
bank or person asked to make a payment by a drawer
6. Drawer (n)  Payer : ngi ký phát (Séc)
person who write a cheque and instructs a bank to make payment to
another person
7. Payee (n) : ngi đc thanh toán
8.
Bearer (n) : ngi cm (Séc)
Person who receive money from some one or whose name is on a cheque
9. In
word : (tin) bng ch
10. In figures : (tin) bng s
11. Cheque clearing : s thanh toán Séc
12.
Counterfoil (n) : cung (Séc)
a piece of paper kept after writing a cheque as a record of the deal
which has taken place
13. Voucher (n) : biên lai, chng t
14. Encode (v) : mã hoá
15.

31. GIRO : h thng thanh toán n gia các ngân hàng
32.
BGC : ghi có qua h thng GIRO
Bank GIRO Credit
33. Magnetic (adj) : t tính  Magnetic Stripe : di bng t
34. Reconcile (v) : bù tr, điu hoà
35.
Circulation (n) : s lu thông  Circulate (v)
movement of money round a country
36. Clear (v) : thanh toán bù tr
make payment of a cheque through the system

Clearing bank (n) : ngân hàng tham gia thanh toán bù tr

Clearing house (n) : trung tâm thanh toán bù tr
central office where clearing bank exchange cheques
37. Honour (v) : chp nhn thanh toán
38.
Refer to drawer (n) : vit tc là R.D: “Tra soát ngi ký phát”
39.
Non-card instrument : phng tin thanh toán không dùng tin mt
40. Present (v) : xut trình, np
41. Outcome (n) : kt qu
42. Debt (n.) : khon n
43. Debit (v) : ghi n (money which a company owes)
44. Debit balance : s d n
balance in an account showing that the company owes more money than in has receuved
45. Direct debit : ghi n trc tip
46. Deposit money : tin gi
47. Give credit : cp tín dng

67. Dispenser (n) : máy rút tin t đng
machine which gives out money when a special card is inserted and instructions given
68. Statement (n) : sao kê (tài khon)
(list showing amounts of money paid, received, owing…& their tota)l

Mini-statement (n) : t sao kê rút gn
69. Cashier (n) : nhân viên thu, chi tin ( Anh)
70.
Teller (n)  cashier : ngi máy chi tr tin mt
71. Withdraw (v) : rút tin mt  Withdrawal (n)
72.
Deduct (v) : tr đi, khu đi
73.
Tranfer (v) : chuyn

Transaction (n) : giao dch
 Transmit (v) : chuyn, truyn
74. Dispense (v) : phân phát, ban
75.
Terminal (n) : máy tính trm
computer screen and key board connected to a computer system
76. Reveal (v) : tit l
77. Maintain (v) : duy trì, bo qun
78. Make available : chun b sn
79. Refund (v) : tr li (tin vay)
80.
Constantly (adv) : không dt, liên tc
81. In
effect : thc t
82. Retailer (n) : ngi bán l

till (n) : quy tính tin
100. Fair (adj) : hp lý
101.
Subsidise : ph cp, ph phí
102.
Cost (n) : phí
103.
Limit (n) : hn mc  Credit limit : hn mc tín dng
104. Draft (n) : hi phiu
105. Overdraft (n) : s rút vt quá s d, d thu chi
106.
Grovelling (adj) : lun cúi, bit điu
107. Remittance (n) : s chuyn tin
108. Quote : trích dn
109. Reference (n) : s tham chiu
110. Interest rate (n) : lãi sut
111. Mortgage (n) : n thu chp
112. Abolish (v) : bãi b, hu b
113. Mandate (n) : t u nhim
114. Out going
(n) : khon chi tiêu
amount of money spent; espenditures
115. Remission (n) : s min gim
116. Remitter (n) : ngi chuyn tin
117. Leaflet (n) : t bm (qung cáo)
118.
Orginator (n) : ngi khi đu
person or company initiating a banking transaction
119. Consumer (n) : ngi tiêu th
120. Regular payment : thanh toán thng k

Carry out
(v) : tin hành
140.
Intermediary (n) : ngi làm trung gian (person who is a link between two parties)
141. Correspondent (n) : ngân hàng có quan h đi lý
142.
Telegraphic transfer : chuyn tin bng đin tín
143.
Instant cash transfer : chuyn tin ngay tc thi
144. Mail transfer : chuyn tin bng th
145. Absolute security (n) : an toàn tuyt đi
146. Straighforward (adj) : đn gin, không rc ri
147. Boundary (n) : biên gii
148. Reliably (a) : chc chn, đáng tin cy
149. Domestic : trong nc, ni tr
150. Significantly (adv) : mt cách đáng k
151. Local currency (n) : ni t
152. Generous (adj) : hào phóng
153.
Counter (v) : quy (chi tin)
154.
Long term (n) : lãi
155.
Top rate : lãi sut cao nht
156. Headline (n) : đ mc (báo, qung cáo)
157.
Free banking : không tính phí dch v ngân hàng