T6ng Cong ty Co phin Bac) him
Ngan hang DAL, tu' va Phat tri6n ViOt Nam
BAO CAO TAI CHiNH HOP NHAT
Quy III nam 2013


1-Ong C6ng ty B6o him BIDV

MYC LVC
Trang

BAO CAO TAI CHINH HQ'P NHAT
Bang can dói ke toan hgp nhat

3 5

Bao cao k4t qua hoat Ong kinh doanh hgp nhat

6 7

Bao cao

8 9

chuy4n ti4n to hgp nhat

Thuyet minh bao cao tai chinh

2/21

BAO CAO TAI CHM HOP NHAT OW? 111/2013


Thuyet
minh

4

111
112
113

II. Diu tu' ng4n hpn
1. DAu tit, chirng khoan ng6n han
2. DAu tu' ngSn hpn khac
3. Der phOng giam gia dAu tir ngAn hpn

120

M. Cac khoan phai thu
1. Phai thu cua khach hang
2. Tra trutec cho ngutei ban
3. Thue gia tri gia tang duvc khAu VC,'
4. Phai thu khac
5. Du, phOng cac khoan phai thu kho doi
IV. Hang ton kho
1. Nguyen liOu, vat liOu
2. C6ng ca, dung Cy
V. Tai san ng.in hpn khac
1. Tam 6,ng
2. Chi phi tra tru,6c ng6n hpn
3. Tai san ngAn hpn khac

Nguyen gia
Gia tri hao mon lOy ke

215
216
217
218
219

7.2

II. Cac khohn dhu tu' tai chinh dui h?n
1. DAu tu, cht:rng khaki dal han
2. DAu tu' vac) cac cong ty lien doanh,
lien ket
3. DAu tu, dal hpn khac
4. Du, phong Om gia dAu ter dai han

220

8

5

121
128
129
6

131


3.081.308.:07
7.053.237.•60
10.987.591. 67
(19.566.738.4 , 5)

139

14.786.723.082
900.089.914.036

97.059.200.387
815.828.000.000
(12.797.286.351)
207.983.259.672

204.563.928.648
1.309.652.500
5.858.667.634

6.646.422.296
(10.395.411.406)

91.147. 15

-

-

-


-

7.722.134.222

214

-

6.565.000. 00
6.606.599. 25
(41.599.1 5)

6.556.057.850
(56.057.850)

221

307.038.692.. 97
190.598.617.1 37

253.133.077.854
170.145.833.333

222

-

23.837.143.685


TONG CONG TAI SAN

250

1.699.555.576. - 16

1.402.617.205.225

BAO CAO TAI CHINH HOP NHAT QU's? 111/2013

-

6.500.000.000

30.954.546
24.336.745


TOng Cong ty Bic) him BIDV
BANG CAN DOl KE TOAN (tiep theo)
Dan vi: VND
,

A.

Ng mid TRA

I. NQ' ngan hon

1. Vay ng6n han


Lgi iCH CUA CO BONG THIEU SO

TONG CQNG NGUON VON

e0xo
Z v)

NGUON VON

Thuyet
minh

Tsai ngay 31 thang
12 nam 2012

Tfi ngay 30 thang
09 nam 2013

300

902.946.648. 31

644.189.880.626

310
311
312
313
314


15.136.749.129

318

65.714.471.941
6.373.049.585
-

22.072.958.365
10.089.711.694
4.183.439.320

315

9

10

319
320
321
322
323
330
331

11

333


4.875.765. :30
7.052.332..00
-

415
416

1.800.187..91
11.168.499..88

1.800.187.891
9.062.277.776

418

86.072.338..66

91.870.693.602

430

25.639.804. 10

-

440

1.699.555.576. 16


3.2. Tien girl ngan hang
Lao Kip (LAK)
- Bat Thai (THB)
Do la M9 (US$)
Euro (EUR)
-

minh

TO ngay 30 that- g
09 nam 2013

TO ngay 31 thang
12 nam 2012

2.293.099.309

2.293.099.309

63.804.018.376

39.202.269.093

-

-

22.773.708,60

-

au

ti

BA Phan Thi Minh Hue
Chuyen vier) Ban Tai chinh ke toan

BA Lai Ngan Giang
Gam Ct6c Ban Tai chinh Ke toan

Ha NOi, Viet Nam
Ngay 18 thang 10 nam 2013

5/21

BAO CAO TAI CHM HOP NHAT QUY 111/2013

ng Ton Lam Tung
6ng Giam Cióc

287,84


TOng C6ng ty B6o him BIDV
BAO CAO KET QUA KINH DOANH
Qujt III nom 2013

Dan vi: VND

Chi tieu


Thu phi nhan 01 bao hiam

02

24.410.942.703

10.985.438.122

67.163.559.625

65.434.288.231

Cac khoan Om tar

03

(84.336.271.013)

(50.196.910.041)

(250.001.449.674)

(191.091.223.925)

Phi nhircing tai bao hi6m

04

(84.294.865.941)


08

16.699.149.565

5.549.793.482

(33.18E.828.187)

(26.170.262.250)

Thu hoa hang kinh doanh bao
hiarn

09

21.757.287.141

15.100.628.374

65.787.332.347

54.598.854.194

10

12.366.209.740

558.320.205


(188.843.175.149)

Thu khac host (tang kinh
doanh bao hiarn
Thu khac
Doanh thu thuan tip host (tang
kinh doanh bac. hiarn
Chi b6i thuVng bao hiam g6c,
tra ti6n bao Nam

15

Chi bai thuVng nhan tai bao
hiarn

16

(14.521.586.101)

(5.652.705.238)

(17.63E .095.083)

(11.362.625.804)

Thu bal thtperng nhuvng tai
bao Nam

18


(12.102.401.912)

1.404.170.812

Trich du, phong dao Ong lern

24

(4.078.822.602)

(4.903.290.259)

(12.542.195.691)

(16.631.223.325)

25

(55.807.250.455)

(29.064.475.334)

(155.427.380.147)

(109.310.545.331)

26

(40.541.612.255)


(2. 126.401. 908)

(1.011.591.788)

(21.588.188.558)

(14.056.096.004)

(65.22E.961.904)

(43.111.877.000)

,

Chi khac hoot Tang kinh
doanh bao hiam
Chi khac hoot dOng kinh doanh
bao hiern g6c
Chi HH hoot drOng KDBH g6c
Chi danh gia reii ro CI& ttrong
ducyc BH
Chi de phOng han che roi ro, t6n
that
Chi khac

6/21

32
33


(2.599.550.551)

(13.3A0.412.163)

(14.843.433.661)

(2.599 550.551)

(13.217.477.214)

(14.843.433.661)

Chi khac hoat dOng kinh doanh
nhan tai bao hiem

34

Chi HH nhOn TBH

35

(5 276.576 591)

Chi khac

38

(1.940.909)

Chi phi true tier) khac lien quan


172. )44.475.390

135.615.411.890

44

(58.885.408.574)

(50.675.792.898)

(170.922.134.475)

(140.523.507.682)

45

10.184.450.589

13.049.455.719

1.122.340.915

(4.908.095.792)

Lai nhuan gep hoat dong kinh
doanh bao hiem
Chi phi Chung va chi phi hank
chinh
Lai nhuan/(16) thuin kinh


51

30.440.556.152

23.512.036.168

89.934.252.307

93.214.850.126

52

1.431.357.863

(23.920.014)

1. 730.202.097

297.364.494

Chi phi khac

53

(193.854.950)

(48.298.390)

(253.505.199)

4.688.068.221

1.773.943.261

57

43.740.089.219

36.489.273.483

97.221.358.341

90.194.106.880

(10.175.940.439)

(9.088.914.067)

(21.532.777.320)

(21.691.437.247)

59

33.564.148.780

27.400.359.416

75.688.581.021



1.157

1.038

—r

c,

y *.
,

.

r—

,,,,:s.•CoNG TI . ‘ c..0
CO PHAN

*

BAD Hii. hi
NOAH HANG

of

*

Ttf


1- Ong C6ng ty Bao hiem BIDV
BAO CAO LU'U CHUYEN TIEN

-re

(Phu'ung phap gian tiep)
Quy III nam 2013
ItsNO
Z v)

CHI TIED

I. LU'U CHUYEN TIEN TCP HOAT DQNG
KINH DOANH
Loi nhu4n/(16) trwdec thug

1

Dgu chinh cho cac khoan:
Khau hao tai san co dinh
Cac khoan du' phOng
(Lai)/L6 do chenh lech ty gia china thcpc hien
(Lai)/L6 tix cac hoat dOng etau tu'
Chi phi lAi vay

2

3
4
5

mink

Lay lee ter dhu nam den cutli quy nay
Nam trwerc

Nam nay

103.442.800,892
-

90.194.106.880
-

2.563.733.175
73.544.998,896
(110.348.284.125)
985.314,232
-

2.847.666.575
44.813.452.516
(88.086.026.133)
753.929.997

70.188.56: .069

50.523.129.835

(54.700.705.271)
(30.174.555)


878.274.51 U000

-

(37.932.311.373)
42.508.222663

(51.269.775.314)
156.753.010.826

110.348.284.125

88.029.417.439

(50.344.798, 817)

184.486.463.282

-

-

-

(362.295.144)

-

II. LU'U CHUYEN TIEN Ti? HOAT DQNG

TAI CHINH

31
32

8/21

Tien thu tt3, phat hanh co phieu. nhan von g6p
,
cua chu scet-Ou
Tien chi tra
tra von gap cho cac 6110 so' hiru. mua
lai co phieu cua doanh nghiep CIA phat hanh

BAO CAO TAICHNH1-1OP NI1AT QV( 111/2013


Tong Cong ty B6o hiem BIDV
BAO CAO LU'U CHUYEN TIEN

TE (tiep theo)

(Phuang phap gian tiep)
Quy III nam 2013

1
m3.,0
Z0

Thuyet


-

(10.216.344.200)

(57.545.455)
(10.573.479.000)

(10.216.344.200)

(10.993.319.599)

18.856.413.202

38.921.665.697

Tien va cac khoan twang &pang tin du
ky

23.532.055 771

17.800.852.232

61

Anh hu,deng ciia Wen Ong b.) gia he5i cloai
quy doi ngoai te

-



BAO CAO TAI CHINH HOP NHAT QUN? III/2013

.15

ng Teo Lam Tiing
6ng Giam d6c


Tong C6ng ty 136o hiem BIDV
STT

Ten Ong ty

Dia chi

Quyet dinh thanh

14p s6

Linh vvc
hoot

Ty le s&
h CP
.r t.(;, cua

chinh

Deng ty

C6ng ty con Ctuvc hgp nhat toan bO va ket qua hoat dOng kinh doanh cua C6ng ty con se

ducec dtra vac) bao cao tai chinh hop nhat cua Tong Cong ty 14 tb , ngay quyen kiern soat
largc chuyen giao cho T6ng COng ty. Kiem soat la quyen chi ph6i cac chinh sach tai chinh
va hoat ciOng cua doanh nghiep nharn thu duvc 196 ich kinh to tix cac h Dat Ong cua doanh
nghiep O. Theo CM, thgi diem T6ng Cong ty bet du hop nhat bao cao cong ty con - C6ng
ty Lien doanh Bao hiem Lao - Viet la ngay 2 thang 8 nam 2013.
Lgi ich cua cac c6 Clang thieu s6 la phanIgi ich trong lai, hoacI6, va trong tai san thuan cua
C6ng ty con khong duvc nem git) boi C6ng ty mg, Ctuvc trinh bay rie g !Diet ten bao cao
ket qua hoat Ong kinh doanh hgp met ye tren Bang can (56i 14 toan hqp nhat.
2.2

Nien c10 ke toan
Men d6 ke toan bat du tir ngay 1 thang 1 va ket thuc ngay 31 thang 12. Bao cao tai chinh
hgp nhat nay duvc lap cho ky hoat Ong tCy ngay 1 thang 7 nam 2013 den 30 thang 9 nam
2013. S6 lieu bao cao de hop nhat cua C6ng ty Lien doanh Bao hiem Lao — Viet duvc tinh
tir ngay 2 thang 8 nam 2013 den 30 thang 9 nam 2013.

2.3

0077 14

tien to'

Tong C6ng ty sir dung don vi ben to trong ke toan IA VND.

3.

CAC CHiNH SACH Kt TOAN CHO YEU


Doi vbi cac khoan ncr phai thu qua han thanh toan thi min trich lap d ph6ng theo huteng
den cua Thong tu, so 228/2009/TT-BTC do BO Tai chinh ban hanh n • ay 7 thang 12 nam
2009 nhu, sau:

Thdri gian qua On
TO, ten sau (06) thang cian du,61 mot (01) nam
TO, mat (01) nam den dutei hai (02) nam
Tin hai (02) nam den du ,61 ba (03) nam
Tren ba (03) nam
3.4

Mix trich Mr phOng
30%
50%
70%
100%

Su' clung cac way tinh
Vic trinh bay cac bao cao tai chinh hop nhat yeu cat., Ban Tong Gib dOc phai thtyc hien
cac u,bc tinh va gia dinh anh hu,deng Clan so lieu bao cao cua tai san, n phai tra cling nhu,
vie c trinh bay nhirng khoan cling no' tiam tang. Cac u,bc tinh va gia
dinhaycug
hu,o, ng den thu nhap, chi phi va ket qua lap dt,r phang. Cac Lift tinh na chu yau duvc
tren dinh tinh va rui ro chLra xac dinh nen ket qua th‘rc t6 c6 the se rat hac den tbi viec dcr
phong c6 the phai sCra d6i.

3.5

Ghi nhOn tai san co dinh
Tai san co dinh duvc the hien theo nguyen gia trO , di gia tri hao mon lay


Trong truYng hop T6ng C6ng ty

ben di time

toan tai th6i diem
Tai san theo hqp &rig thue tai chinh duvc von hoa ten bang can d6i
kho'i dau thue tai san theo gia tri hap 19 cua tai san thue hoac, neu t ep han, theo gia tri
hien tai cua khoan thanh toan tien thue t6i thieu. Khoin tien g6c trong c c khoan thanh toan
tien thue trong tuang lai theo hap (long thue tai chinh duvc hach toan nhu' khoan nq phai
tra. Khoan tien iai trong cac khoan thanh toan tien thue dirqc hach to n vac) ket qua hoat
Ong kinh doanh trong suot thai gian thue tai san theo Jai suet co dinh tr n s6 du, con lai cua
khoan nq thue tai chinh phai tra.
Tai san thue tai chinh da duvc von hoa duvc trich khau hao theo ph ceng phap khau hao
dubng thang theo thai gian ngan han giCra th6i gian hiru dyng irdec tin va thai han thue tai
san, neu khong chac chan la ben thue se iarqc chuyen giao quyen s hiru tai san khi het
han hop d6ng thue.
Cac khoan tien thue theo hap (long thue hoat d6ng duvc hach toan va • ket qua hopt Ong
kinh doanh theo phircing phap duvng thang trong thai han cua hop On thue.

3.7

Tai san c6 dinh vo hinh
Tai san co dinh vO hinh duvc ghi nhan theo nguyen gia trO , di gia tri kha
N9uyen gia tai san co dinh vo hinh bao g6m gia mua va nherng chi phi
den viec &fa tai san vao six dyng nhu' du , kien.

hao lOy
6 lien quan try'c tie')


i thu'O'ng khong ton
tai tai thai diem lap bao cao tab chinh". Tuy nhien, do BO Tai Chinh ch a co Wang dAn Cl,/
the viec ap dung CMKT s6 19 va theo quy dinh tab Nghi dinh 46/20 7/ND-CP do Chinh
phi.' ban hanh ngay 27 thang 3 !lam 2007 ye yiec quy dinh the dO ai chinh doi v&i cac
doanh nghiep bao hiem, Tong C6ng ty hien y6n trich lap du, phong dao dOng Ian nhAm
dam bao tuan thu theo th6ng tu' so 125/2012/TT-BTC ngay 30 thang 7 nam 2012 cua BO
Tab chinh ve the dO tai chinh dOi vai doanh nghiep bao hiem.

3.11 Chc khohn phai tra via trich &troy
Cac khoan phai tra va trich tru'ac dirac ghi nhan theo so tien phai tra trong tu'ang lab cho
hang haia va dbch vu nhan &Ivo, khOng tinh den vi0c da nhan duvc h6a elan hay chu'a.

14/21

BAO CAO TAI CHINH HOP NI-fiT QC'' 111;2013


TOng C6ng ty 136o hiem BIDV
3.12 Ghi nhOn doanh thu
Doanh thu duvc ghi nhan khi ca kha nang nhan duvc cac lqi ich kin to c6 the xac dinh
duvc m6t cach chac chart. Cac (lieu kin ghi nhan cy the sau day cling phai duvc dap tYng
tuft khi ghi nhan doanh thu:

Doanh thu phi bao hiem
Cong ty hach toan khoan thu phi bao hiem g6c vao thu nhap khi phat s nh trach nhiem bao
hiem dm Tong Cong ty dOi vai ben mua bao hiem. Trach nhiem bao hi _m phat sinh khi hap
Citing bao hiem dfi duvc giao ket hoac khi c6 bang chO'ng doanh nghie • bao hien, da chap
nhan bao hiem va ben mua bao hiem da dang phi bao hiem, trig trtr6ny hap c6 thoa thuan
khac trong hap &wig bao hiem.
Thong tu' 125/2012/TT-BTC do BO Tai chinh ban hanh vac) ngay 30 thang 7 nam 2012:

CO tin
CO tirc va 191 nhuan duvc chia ettyr•c ghi nhan la doanh thu khi quyen Ii i diyac nhan co tirc
hay lqi nhuan duvc chia cUa TOng Cong ty v6i tu' each la nha dau•uvc xac dinh. Tong
Cong ty khong ghi nhan doanh thu CI& vcfyi phan co ttYc bang c6 phi& a co phieu thty&ng
ma chi cap nhat so Itycyng co phieu theo cloi ngoai bang.

3.16 Ghi nh'an chi phi
Phi nhugng tai bao hi6m
Phi nhtyang tai bao hiem duvc ghi nhan tren ca sO den tich va dtya
va cac th6a thuan tai bao hiem.

Chi phi bOi thutYng

15121

BM) CAO TAI CI-111\1H 1-IOP NH AT

III/2013

tra n phi bao hiem

g6c


TOng C6ng ty B6o hiem BIDV
Chi phi b6i thuteng duvc ghi nhan khi h6 sa b6i thu ,o, ng hoan tat va duvc n9u,eri co them
quyen phe duyet. Nhirng vu 136i thirdyng chua duvc phe duyet tai thoi diem cu6i ky dU'Q'C col
la &Rya giai quyet va dtivc thong ke de trich lap du , phi:mg b6i thuVng.

Chi phi hoa h6ng


405.322.679

887.186.844
91.357.797
41.364.087.660

405.322.679
14.786.723.082

19.786.690.764
21.577.396.896
45.836.672

8.924.383.461
5.862.339.621

42.388.468.973

15.192.045.761

DAU TU' NGAN HAN

Tai ngay 30
(hang 9 nam 2013
VND
Diu tu' chi:mg khoan ngin han

Tai ngay 31
(hang 12 nam 2012

Tien girl c6 ky han VND

896,500,000,000

795.000.000.000

Tien girl c6 ky han USD

61,133,220,000

20.828.000.000

(15,386,434,046)

(12.797.286.351)

1,055,826,074,751

900.089.914.036

Du, phong giam gia dau tu' ngin han
Gia tri thuan cCia du tu' tai chinh ngan han

DAL, to chi:mg khoan ngan han la cac khoan dau tu , mua c6 phieu niem
yet ciia cac t6 chCrc kinh to khac.
Deu tu, ngan han khac 16 cac khoan tien girl c6 ky han tai cac ngan hang
tien girl bang dOng Viet Nam hoac bang Bong do la My tai cac chi nhanh/s6 giao
Ngan hang Deu to va Phat trien Viet Nam va cac ngan hang va cac t6 chirc tin dun

yet hoac chin niem

256.813.012.878

204.563.928.648

Phai thu hopt ciOng bao hidm goc

45.426.725.822

45.816.539.578

Phai thu hoot clOng nhan tai bao hgm

42.383.421.895

32.705.945.259

126.174.878.939

84.875.444.853

42.827.986.222

41.165.998.958

Tra triyac cho ngueri ban

3.081.308.807

1.309.652.500



Phai thu hopt Ong nhvong tai bao hiem
Phai thu khac ter khach hang

Phial thu khac

7.

TAI SAN CO DINH

7.1

Tai sin

co dinh hCvu hinh
Nha cite,
vat Klan trOc
VND

Phvang tian
van tai

Thief bi va n
btu:mg va Tai
son khac

Tong Ong

VND


(5.677.300.103)

1.406.825.03

35.704.617.045

May mOc thief
bi
VND

Nguyen gib:
S6 du CIAu kit

2.300.000.000

Mua meri
Tang khac
Thanh lk,
nhuong ban
Giern khac
S6 du

cu6i

kj,

(5.357.754.929)

(62.296.100)


(984.301.4451

(5.140.434.471)

Gla tr) hao
man:
S6 du, au kit

Khau hao
trona kir
Tang khac
Thanh 6,,
nhvang ban

Giam khac

2.061.360

4.039.476.062

25.070.128

121.225.76

4.187.833.317

Sd du, cubi kif

(145.666.673)


8.049.107.728

Gib tr) can laI:

17/21

BAO CAO TAI CHINH HOP NI1AT 0;1( 111/2013


Tong Cong ty B6o hiem BIDV
7.2

Tai san

co Binh vo hinh
Quyen dung
dat

VND

Phan mom tin
hoc
VND

Tong cOng
VND

Nguyen gla:
SO du, du ky


6.606.599.125

(56.057.850)

(56.057.850)

Gla tr.i hao mon:
S6 dir dau ky

Tang trong kjr
Trong do .
Chi phi trong ky
Giarn trong 4

56 du' cu6i kj
Gla trl con
Tai ngay dau ky

6.500.000.000

Tai ngay cu6i ky

6.500.000.000

14.458.725

14.458.725

(41.599.125)



190.598.617.037
190.145.833.333
452.783.704

133.465.080.000
76.090.000.000
57.375.080.000
(17.025.004.140)
307.038.692.897

170.145.833.333
170.145.833.333
23.837.143.685
23.837.143.685
76.090.000.000
76.090.000.000
(16.939.899.164)
253.133.077.854

PHAI TRA NGU'O'l BAN

Cac khohn phai tra thuvng mai
Phai tra hoat dOng bao hiem gac
Phai tra hopt dOng nhan tai bao hiem
Phai tra hoat Ong nhuvng tai bao hiem
Phai tra khac cho khach hang

18/21


10.

S6 dt.r tai ngay
31 thing 12
nam 2012
VND
Thug phai nop
Nha nt,c5v
Thug Gia trj Gia
tang
Thug Thu nhap
doanh nghiap
Thua khac

11.

VND

VND

17.226.420.618

11.980.057.608

11.930.947.943

4.968.020.319

29.512.314.706


12.

Tai ngay 31 (hang 12
nam 2012

Trfch b6 sung trong ky
VND

VND

296.975.279.12:
94.858.709.813

58.010.757.463
19.913.892.313

238.964.521.669
74.944.817.505

73.713.132.621

18.589.706.813

55.123.425.808

465.547.121.571

96.514.356.589

369.032.764.982

(hang 9 nam
2013
VND

s6 da nOp

SO phai nbp
trong ky

660.000.000.000

CO phi6u quk

VND

2.271.699.140

(6.577.533.810)

VND
1.800.187.891

Dv tra bAt buOc

VND
9.062.277.776

- Loi
nhuan
sau thug


91.870.693.602

758.427.324.599

75.688.581.021

75.688.581.021

(64.655.236.150)

(64.655.236.150)

(2.106.221.612)

9.181.600.000

- Tra
thit lao
HOOT

cu6i

VND

6.577.533.810

- Trich
lap qu9
KTPL

86.072.338.666

770.969.123.775


TOng C6ng ty 136o hiem BIDV
13.

CHI PHI THUS THU NHAP DOANH NGHO

Thue thu nhap doanh nghiep hien hanh
Thue thu nhap doanh nghiep hoan lai
Chi phi thud thu nhap doanh nghiep

15.

Qu)% 111/2013
VND
21.532.777.320

Q4111/2012
VND

21.532.777.320

21.691.437.247

21.691.437.247

THONG TIN BAO CAO B9 PHAN

Tai san dai han
No' phai tra
Nguon von chi, so' hiru

Lai ngay 30
than 09 'Lam
2013
81.103.392.347
60.544.982.370
72.471.547.615
69.176.827.102

Loai tre,
(2.155.702.498)
(4.930.057.776)
(59.749.430,085)

Tong cOng
78.947.689.849
60.544.982.370
67.541.489.839
9.427.397.017

Bao cao kat qua kinh doanh cho ky hoat Ong tip ngay 2 thang 8 nam 2013 den ngay 30 thang
9 nam 2013:

Dan vi: VND
Chi tieu

Tti ngay 2 thang 8 den


tier)
tier,
tien

Chi tieu
thuan ter hoat dOng kinh doanh
thuan Ur hoat dOng dau tu'
thuan tir hoat d6ng tai chinh
thuan trong ky

A

Dieu chinh
4 079 75 6 3
"
'
58
179.320.022
4.259.
076.3
80

(lieu chinh
18.358.968.131

(13.018.905.113)
5.340.063.018

to ngay 30 thang 9 nam 2013:


64

BAO MEM
NGAN HAM(
ti

Ba Phan Thi Minh Hue
Chuyen vien Ban TN chinh ke toan

Ba Lai Ngan Giang
Giam 86c Ban Tai chinh Ke toan

Ha N6i, Viet Nam
Ngay 18 thang 10 nam 2013

21/21

BAO CAO TAI CHiNH HOP NHAT Qt) ,? 111/2013

ng T6n Lam TOng
T6ng Giam d6c