Some solutions to restrain credit risk at Bank for Investment and Development of Vietnam Vinh Phuc Branch - pdf 20

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ABSTRACT
The aims of this thesis are to clarify, explain basic theories of credit risk in
business activities of commercial banks and analyze, assess the risk situation
at BIDV Vinh Phuc branch. Moreover, the thesis also proposes some
solutions to restrain credit risk at the branch.
In the first part, literature reviews of commercial banks, bank credit and
banking risks are presented. Furthermore, this part focuses on explaining
general theories of credit risk such as causes, consequences, features and
signs of the risk.
Then the thesis mentions general introduction about BIDV Vinh Phuc
branch, overview of business operations of the branch is also provided in this
part. In addition, credit risk situation and the situation assessment at the
branch are analyzed to find out remarkable achievements and remaining
difficulties.
In the last part, the thesis suggests some solutions to restrict credit risk at
the branch and proposals to BIDV, State Bank of Vietnam and the
Government. The thesis hopes to offer all banks managers and credit staff
useful tips on preventing and constraining credit risk, and thus make a small
contribution to improve the business result of Vietnamese banking system.

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