Hiệu quả sử dụng vốn vay của các hộ nghèo tại huyện Quỳ Hợp, tỉnh Nghệ An hiện nay - Pdf 13

Lời Cảm Ơn
Trong thời gian 4 năm học tại trường Đại học
Kinh tế - Đại học Huế và qua đợt thực tập để
hoàn thành đề tài:”Hiệu quả sử dụng vốn vay
của các hộ nghèo ở huyện Quỳ Hợp, tỉnh
Nghệ An hiện nay”, tôi đã nhận được sự giúp
đỡ của nhiều cá nhân và tập thể. Tôi xin
chân thành cảm ơn:
Quý Thầy, Cô trường Đại học Kinh tế - Đại
học Huế đã giảng dạy cho tôi trong suốt thời
gian học ở trường và đã giúp đỡ, trang bò
những kiến thức cần thiết để tôi hoàn thành
bài chuyên đề của mình.
Xin chân thành cảm ơn sâu sắc tới thầy
giáo Th.S. Nguyễn Hữu Lợi, người thầy đã tận
tình hướng dẫn tôi trong suốt quá trình thực
hiện đề tài này.
Xin cảm ơn các bác, chú và các anh, chò tại
Ngân hàng Chính sách xã hội huyện Quỳ Hợp
đã tạo điều kiện thuận lợi, giúp đỡ tôi trong
khoảng thời gian thực tập tại cơ quan.
Xin gửi đến toàn thể bà con hộ nghèo xã
Đồng Hợp và xã Tam Hợp lời cảm ơn sâu sắc,
những người đã góp phần giúp đỡ tôi hoàn
thành chuyên đề này.
Xin bày tỏ lòng biết ơn đến gia đình tôi và
toàn thể bạn bè. Họ là nguồn động viên, khích

lệ cho tôi trong suốt quá trình học và thực hiện
đề tài này.


1@H(@
-7"7@<"7@
-OI7@
#$ %7@
'P@QR7@
:++$2JKLMNOPJQRJSTR+U
#MSKITCE67
#9&
#MSKITCE67
)*+,MU)VW1#
+XQ<1M)+NM#
:;QY1M)+NM#
:;#
ZQY'
MSKITC@&E67S(EI[ %'
,1M)+NM\-7)'
,1M)+NM@.]^\1[_
`a(D@PbM!F
5 89".##$'V"  V" (DE(C"(/ #@-2-3:AB".(C"
(DE5FD ,". HI'W# -E@"2-X Y.#D#%IW"Z[+[\Z[+ZZZ
)c)1Md1ef1MMg,1hi1MVj/P/f+klm1hZe1Zn])on)c)Mp1hMqrst1un
`v1M/]j1P/wMx$
(X^(yOE@PbM!
(X@PbM!
(yOE@PbM!
((@PbM!
#XQ"867@PbM!#

+%3 !1BI&yOE@PbM!A
P&QRR&Q;1M)+NMPbM!A

01'-="(/0#1"". chi

V935'‚
VV9[AF
'/##@-' D0 3IjU



" 5:_ $ "klmNnS
5"  % $ 5oQapQqp
%(' $%rm
s25 $sL]k
_%." $_ppTR
''0t(( $ 'uvQlJw
'5' $'uxmP
-s" $FJkPk
%2' $ S]Kr
0ss $0PRo
"'': $"oKMJ
':_ $'yQNz


:++$2JKLMNOPJQRJSTR+U
:Z+$:SJ]^M" 5:_  JQ2`aZb
`;†ˆ`;†C7I7@|


s '{ 'K
:++$2JKLMNOPJQRJSTR+U
sZ+$'u|aLLSvK{rlJQ2`

STR‡wmP
%ƒPwwlax‡JMvraJ{‡w„Q
_%."K{y„lz‚KŒkl^Ž]JrJ~Jw„
yTRQpwNznvplvnpwlƒPwpR
RpQ]qlvpy|vpv€p%l"ly„np
‚m•JSwRyTRqR‚vQRŒp
wNz„ˆ‚vQynz_zaˆ•‘K{lJ
7+[€Z[[Z'My„5maMnp]Jrw+U+’''l
~a"kl5mNnSaxJ{‡qRwRyTR
vPRNzpaa‡•J]KL_%."aKv
SL'J{‚SLŠaP‹lRwvom
x]qTŒlJyk„xnzKzR%‚lJvR
v‹lmamxaKq
"•KRLLpJQ2` |alSJQ‚“•…am'kJ
”"QDvvOaKKLŒ€p•zawMlR
kJ•‚vpv€"kJMJlNzoQallw
+
~aMJM•%wyPk…kJŠyv{‚
NzoQa%‚lJPR‚J{kSSKRˆ
J{kMJlPRwNzlƒPwyQ](L~J
‚SLvoˆvoNpy|py|TRlNzQ
LKqTR
"~xy|‚pon]JrŒ‚l$
 !"lJ{‚
‹~awQaML
1"2&.#&%$3%*4$&5670$%*8972$3%*4$&56
\$km‹KqRqSRJlQ
]ƒPwJMSTRq"kl5:_ 2` |apyKy|
ˆaa•kRQ]wJMSTRpaa‡
•QSTRK{rlJQ2` |aS‚ˆ

"RlayaaK{o•ƒPSwayaavˆ
L~z‚lp‚k
B"C+)&'6&,-./)0*
%‚lUa‡lUy‡…‡SPlv]{x
a‡v~"Rla‡…‡lv~‚ly|lUy$
5y+$5…^~l‹–‚Q]ƒPwJMSTR
5yZ$ 'LLJwlQ]ƒPwJMSTRq
JQ]`|aRqZ[+[šZ[+Z
5yU$SwaaRlQoRJSTRqa•R
Pr" 5:_ JQ2` |a
U
DEFGH
I!JKLMN OF
PQRSDTU
!"!"JKL
!"!"!"%V$37'$./WXW6Y$7/$3%Z[.\*
/012
"TRlLKqSSa~PkyvoM‚vQ~zl
‡›PJKLSw…xwKR‚vQMS•x
wwR$€‰…ˆQqŒl™ JTRpl
LKqvO…‚‰~amP–ruyvrKMKRl
mpv€K…qSwLyMNnS%plSa~Mˆ
yTRvoˆvoM‡wlvoM€
y|wPJKLSw•lJ
SrwpTRv‹5kGš'sVyPRœ:5Du
x…s€5wi€+iiUnyKvQTRpy$•"TR
plSSa~Pkyvoy|y…l‘nˆ‡M
Ryny|NnS~•J—RKLSaKvNnSl
aR~a]Mrayž
5pN—kJlrŽz‚TRp…]rŽlJ

%‰TRp…•oov„lrSTR…•o
owMJP‹lRzlxRSl~amqP‹MJ
lR€zRSy|MloQaKRpMJlK
KŒl€o5•…lrSTRyal{xRS
oklLŒ
"LSTRpˆ‰$
\'~azavourvopQlyNJ{
\'ypmRSmlyoˆyvopv€
RS
h
\5pKLSŒzluŒzaqSa~Pky
\5SwMyTRyaaSyvya
Jw„nzRlP–ruy
\'ayQl':_
\–ruy„ˆSNJKy{ˆSz
yNJKw„L
:.;<013
"TRP–‹SpwSSwyx„
{•wzr'y„R•TRJu•J—Rrayl
—R
5•TRM(Q"Ju—RRqly|akP‹
lRx~aL]k’’y
'—R]Jrw+7U’Z[[+’2%\''MMy„5maMlJZbi
€Z[[+•TRM(Q"RqZ[[+šZ[[h]Jr$
\0‹oo‚“lR$§}[[[[’y’Ÿij[[[[
’y’€¡
\  0  ‹  o  o    •$  §+[[[[[  ’y’  Ÿ+Z[[[[[
’y’€¡
\0‹lr$§+h[[[[’y’Ÿ+h[[[[[’y’€¡
 5•TRJu—R]Jrw+b[’Z[[h’2%\''MMy„

oQKRoQapx~aKzza'KLSJ{ovª~
MyRSauo™'KLSŒzzalqv€v
QlKRv‹vKRlaoQaˆoQ
q~aRlur
B3))(<+
2JoSLl•Šwž]KŒpy…x~aL
]kMl{KRS%oRlJ{klQ]M
TRp'•QRKRSLTRlv‹ooyl
KzR%oRlSKRˆ‰Kyu~MSLTR
SKRˆJ{kPŠ•QRKRSw…oo
l‰QlˆSTRlPRŒvopvx¤y‚vQa
b
~„Qaaxv‘—'•QaˆTR‰•Kza
•Q„~xy‡JMKQvRqpLlƒP
QaaKyRxSM‰a|TR‚Q
RlLP¤yw{QˆLKqTRpxv‘—
l€kv••q
kw€]JoL‚R…v‹oola‹„
w„z‚]JQllNppTR•Qyvo
pv€RSRKRSTRmlJ{kPŠLKq
TRpMŒ.‡kJ‚S‚KvNnSRzJ{q‹
SMJwv\NnSwS€Pkw¤ywR
oKR£LK…lS‹Rz‚NppTR…za
]wray¤yKRSL
B567?"@H
R‰‹{Mv‹ooMJlNzoQa
KJ‚woQayp‚vQaKql]KLJPr
zv•~'KRˆ€‡kJ‚vQvzq‡…v
‹oopQyy~‹K…lkw]KŒ“•J
]KLaKvnvoaJQ]ˆm‚Npp

"RlˆzolkaˆlK›—arPRzL¥
L•ˆSz|w„Lˆ‡h[†KRuwR
SoQaKRvp”pvR+’7aˆ„a~az‚
vª~oQaˆmpSa~„oQmPllRqR
y‰a‚vpv€PR‰oQL]J‚]Jr
KRSLlyy|Koza„R•SoQ
'—R-"KRuw+7•yTRK{„Lpb[†laˆ
‰vaˆpKLSŒzzaPŠ„•QƒR…K›—K›R
lv€RR—SuŒKy…•ooR¤za
v‹lrszL¥„•lJwl€•QkJl
J{kK‹aPŠpTRMSoPk…v‹oo
i
\5L~{QMˆyloaKoo
¤lSKRˆJ{kM‹TRpy$"‚ynvo
~x‡JM‹TRvu…ooyaaaK”“KŒ
lRQNzlpPrlvoRlJ{
\"ˆJw{Rly{|‡Ny„SM
•„‹pMmlRQNppTRK…{vpv€
'pqJ{kM‹TRpooplJwmKrv
€p‹l{'KRpJwvpK•]KŒ'w
Nz¤PŠTRpl‹zPŠTRplKLSNzza
„”Pq…NzyM‚vQNz…KSv]
‡KMNz”•R‰‘am‡y(L~JRqSmPp
K•]KŒKRRqSv¤yKRwyPk
!"!"1"#$]2$3.;*7^*%_$3%Z[
4 /
'mPw„yTRlˆvRmP”PlK{Ry
TRpxRSywaKNzKRS
zraRlKw‚wln«•J—Rpy…—Rn
zynv•“ayTRpy|]TRpy

LrKQŒ]Q„{RJ
:.4.V1@138@13
\5RJqlvRJpqRJ+Z
\5RJKqlvRJpqK{+Zj[
s{RJlSJ‘~‚qRJ€xlR$
\mƒPwJ
\5v`NzvPR
\0€K|MSJ
\"wRJM" 5:_ 
:.:.VW "13
\GaPnzynPR'My„5maM]Jrv`l
wy|RJ
\nz|]q$•+U[†nzKRq
++
\"RlnzRJSTRJwvoaK{SvR
amlRv
:.=.13
\yxRJ$" 5:_ RJ‡£‡JwSJ
•"kl‹‡JMM‡
\xRJ$xRJSTRy|"klNr€x
lR$"‡Jww‹plv€RlK|MSJ£SJp
JwSR‰‚‡yuPy|voy|]xPy|RJ
ww„SSTRPR %2'" 5:_ ]JrlowvL
:.X.Y3*D13
+"yJ‹JQ~a''0t((qwlzJ‚
rJwv{ayƒPwJŸŠw[+’'¡ƒ''0t((
Z''0t((LNOSy|J~aPSL‚rJw
ŸŠ[+’'¡vTzJ‚rJwv{ayƒPwJŸŠ
[+’'¡Mu{KL-s"zaNnls_%."
Us_%."Nn-s"NnN~''0t((~qPlJ


h

U
Z


7
}
@.d!"!F6e)fg$%)%,)2&hi)]6e8)&%[7-e%_$3%Z[
!"!"?"*86j6b`k]2$37;$&,-%_$3%Z[
= /$
'—R]QM0KNwlylyy|lKr
qKr‰Py•pSxRSMokl{
"y~JSoywlRlSKr~zy|R
y‡ylRqSNzvPR(wplRlSM
~zPRRyqRKlm¤Jy|]NzvPR
¤plˆMl{{RyzvR™
(„‹aKy¤nRM‚vrKyl‚„{
K]Q‚w¤lJly|…KSs{qwˆL
P–Ply|~•qly|~lwoLy$
anQyqvPoQarKm™
=.4.ZL [I$E01
{MSLvlRqSNzvPRlw
p|~%qy|{lJ•‘SLaLQ
aa•vlƒPSKQˆ‹{KRl{
RlL5mL~Jz‚kRQ]ƒPway|‰{
l‡pl{KJqy|{w•…wp
+U
K•m]Jrw„]KLRqSNzvPRM

aSaR"kly„(QRJy|‹Q—RayxMJ
RumP
4.4.4.\*]
\l‡wymmPynM5maM„STRl
wy|m
\'qR‚vQRSTRa~y|yKLmyn
PlRyTR
\.]J‡‚wRNzvPRMyTR
\.“aRyTRƒPwpQ]
\.“aa‡KRo_%."
!"1":"*86j6b`k]2$37;$7-e&,-&A&%_$3%Z[j6-C*$%$3%*89&,-9_)
`;.q-(%<@$3
4.: ^Z;_`ZaV1;
: v l ~a llR  Rq S Ÿ U’Z[[U¡ Py|l R  
" "Rt'"'JR" 5:_ y‡JZ[[•KRvlR5l
S”‰Qvpv€„h[[[[STRŸ“zJ¡•
QK{h[†uwSRl”¬z‚STRlwy|mvo
a~y|wynM5maM]v{klyTRKy„
kJLRJSTR”lQlv{QM"kl'yq
:v5maMRl~a" 5:_ …ray'”•-s"”R
kJlSwˆSTRy|a~‡JMwynM5m
aMaKNzŒ~aqRQl€~alRQR
" 5:_ awy|L{TRl‚ˆ
llRwynM5maM“wy|lƒP
pQ]l{Ms”qRlˆyK‹alom
Pyn%RllwQ" 5:_ ”lR5n“
KŒNkJP‹Qwqy„aw|a„uxSRl‹Q
ayx•RJv^v€{r„zaSRl…U
za”JQlNnqy„RqSM" 5:_ naMvm+[[†wNn„
+h

+j
kJw€{+U[«o€{vR+}[~y€vR
}Zb%lq“€Z[[i€K{Zb[[R«£K|vRU+[[
KS~«{hhZUPQmKy|RvR«RQlK„
y|‡+h[[KNzlKa•S„rx£K|„«Q£K|
aKNzlK|“avra‚l…RqwRkPk
y„‡npaa‡y~aL]k‡y…UJQ€vR+
KQKR€Z[+Z'•QTRR„€Ky„lr
lvy„K{rlUJQpvR++[[SRTR•QTR‚
vRh†KRpJQ:5vRb†ŸJ•vRU}†¡«
y0yvRhj†ŸJ•vRUb}†¡«s lvR
7}†Ÿ•vR7ZU†¡
%‰Q+€‹Q"r]JU[M5maMlR5Rll
NRlqRSTRqUJQ2JrlJnyUJQy
0ys ll:5K…lUJQ‡{KRwjZJQTRM
y„—R"r]JU[M5maMRllyKLNRlqR
STRsJQTRpuw+jh7olqy|J„‡
SƒuwlqM”y|‡yNkJP‹„KR€Z[+Z—R
2Jr+jbM'My„5maM"Rlwvam£K|lRJM
"ly„uSZ[KQ’SLL]k£SnJS{vR
+[KQŸw‹pML•Q~lJo“a¢Mu
xkKRlRlS¡5raynp‚l
qRy$:ƒPq{ovoS{o«ƒPvl¤•
£K|“a‚£lJoNkJP‹‹RMzaMJm
]J‚Rl…lSPkyRSTR™{]Joz
y|qJ{‡lSy|„S
‡‡{"ly„‹Qm£K|l…RyTRK{
PQKSS„x£K|R•„£K|mPynnax
“JQŒMSTR“aRSTRp‚vQ‹
vKRQQl…S‚ˆ{STR‚az


Nhờ tải bản gốc

Tài liệu, ebook tham khảo khác

Music ♫

Copyright: Tài liệu đại học © DMCA.com Protection Status