NcAN HANG rMCP A cnAu
442 Nguy6n ThiMinh Khai, Q. 3, Tp. H6 Chi Minh
DiQn tho4i: (08) 3929 0999 - Fax: (08) 3839 9885
Website: www.acb.com.vn

ACB

Tp. H6 Chi Minh, ngdy 08 thdng 4 ndm 2016

HANG\

lgMA

THONG nAO
k6t qufl hqp Dgi ngi Odng c5 OOng thudng ni6n nIm 2016

K'i';{

o, t4i Kh6ch sqn Sheraton Sdi Gdn, s5 88,

Du

g DOng Khdi, Qufln

l, Tp. Hd

Chf Minh, Dai hOi cl6ng c6 d6ng Ngdn hdng TMCP A Cnau d5 hgp thuong ni6n, vdi

sr,r

tham


kf

ngdy 2910212016 cho nim tdi

cria NgAn hing TMCP

A Cheu, do C6ng ty TNHH

B6o c6o tdi chinh ri6ng vd 86o c6o tdi chfnh hqrp nh6t

chinh ki5t thilc ngiy

kr5t

KPMG Vi€t Nam ki6m to6n.

4.

Td trinh v€ viec trich lqp qu! vd ph6n ph6i lgi nhuan n6m 2015, kti hoach lgi nhudn
,

A.

vd phdn ph6i lqi nhudn ndm 2016.

5.

Td trinh vE viqc b6 sung n6i dung hoat dQng vdo Gi6y ph6p ho4t cl6ng cria Ng6n hdng
TMCP A CNAu.


Loong Choon theo don tir nhiqm.

Td trinh vd phuong 6n tdng v6n di6u

THANH
NGUYN NGUYN
TOI
2016.04.08
THANH Date:
22:28:14 +07:00
TOI

nhiQm

tt

c6

luu

tfc bing

kf

c6 phiiiu ph6 thdng; phuong 6n

b6 sung

cO


HiQn diQn:

a.

T6ng s5 c6 d6ng dqi diOn cho 766.157.561 c6 phAn, tuong r?ng 85,48

o

si5 c6

phin c6

quydn biiiu quylSt.

Diiiu 102 Luflt Doanh nghi€p, Didu 33 Di6u lQ NgAn hdng TMCP A Chau
(ACB), Dai hQi ddng c6 d6ng thuong ni6n ACB dn ttc si5 hien diQn d6 tiiin hinh vi
Cin

cr?

quy6t einn cna Dai hOi ddng c6 gi6 tri d6 thuc hiqn.

Kh6ch moi:

-

6ng Nguy6n Vdn D0ng, Cuc trudng Cuc Thanh tra Gi6m s6t NgAn

hdng

-

6ng TrAn Htng Huy, Chri tich HQi ddng qunn tri (HDQT), Chri tga;
6ng Andrew Colin Vallis, Ph6 Chri tlch HDQT;
6ng Nguy6n Thdnh Long, Ph6 Chri tich HDQT;

6ng Huj,nh Nghia Hi€p, Truong Ban Ki6m so6t;
6ng D6 Minh Toan, T6ng Gi6m d5c.

6ng Nguy6n Trung Nghia, Trudng Ban thAm tra tu c6ch c6 d6ng, ctgc b6o c6o thAm tra
tu c6ch cil d6ng, th6ng b6o s5 luqng cil d6ng tham gia vd sii c6 phAn dpi di6n, x6c dinh
Dai h6i c6 ddng thuong ni6n ndm 2016 c6 clt di6u kien ti6n hdnh.


6.
7.

Ph6t bil3u khai m4c cria 6ng TrAn Htrng Huy,

8.

6ng Ddm VIn TuAn, Ph6 T6ng Gi6m d5c, thira riy nhi6m cia Chrl tga dodn, gi6i thiQu
chuong trinh D4i h6i.

Chi tich HDQT.

Cht tga cft bd Phan Lac Kim Trinh, thu ki c6ng ty, ldm thu k! Dai hoi.

Dai hOi ddng bi6u quytit bing hinh thtic gio tay, th6ng qua chuong trinh Eai hQi.


nim 2016;

1.3 86o c6o cia Ban Ki6m so6t vd hoat ddng nim 2015;
1.4 Btio c6o tdi chinh ri0ng vd hqp nh6t dd dugc kii5m to6n nim 2015;
1.5 To trinh vd viQc trich ldp qu! vd phdn ph6i loi nhudn n[m 2015, k6 hoach toi nhu{n vd
ph6n ph6i

1.6

loi nhurin ndm 2016:

Td trinh vd viQc b6 sung n6i dung hoat rtdng vdo Gi6y phdp ho4t d6ng cria Ngdn hdng
TMCP A ChAu;

1.7
1.8
1.9

Td trinh vd mric

thi

tao tre cho c6c thdnh vi6n HQi ddng Qudn

vi

Ban Ki6m so6t;

Td trinh vd vi€c mi6n nhiQm thdnh vi6n HQi ddng Qudn tri tir nhi6m;


..1

,..

^. phi6u bi6u quy6t cdc vdn d6.
Bd
,

Trudng Ban ki6m phitiu ph6 Ulrln thii le, huong d6n ghi phi6u bii.lu quytit.
C6 d6ng b6 phiiiu bi6u quyilt cec vAn dA bing th€ bi6u quytit.

sdt NgAn hdng


6.

Phrit bi0u cria Ong Andrew Colin Vallis, Ph6

Cht tich HEQT, dai diQn c6 dOng nudc

ngodi.

7.
8.
8.1

TruOng Ban ki€m phi6u c6ng Ud tiSt qud bi€u quy6t cfia c6
Lgi nhu4n trudc thu6 cta T4p dodn ttpt L503 tli d6ng.

8.2

Dei hQi d6ng cO il6ng nh6t tri th6ng qua 86o c6o ngiry 0814/2016 cta Ban Ki6m so6t v6
ho4t dQng cta Ban Kir5m so6t
cria Ng6n hdng TMCP

8.3

vi

ktit qud thAm tra 86o c6o tdi chinh hqp nh6t nam 2015

A Cnau.

hqp nh6t

kf ngdy

2910212016

tii

vi 86o c6o tii chfnh
cho n5m tdi ch(nh klit thfc ngiy 3lll2l2}l5 cia Ngdn

Dai hOi tl6ng c6 tt6ng nh6t trf thOng qua 86o c5o

chinh ri6ng

Lgi nhu4n sau thue (l-2)
Trich lqp c6c qu!, trong d6:

4a

Qu! DTBSVEL cia ACB

4b

Quy d1l phdng tdi chinh cira ACB
Qu! cria c6c c6ng ty con

STT

4c
4d
5

6

Qu! khen thuong phric lgi c0a ACB
Lgi nhu4n con l4i sau khi trfch lfp c6c qu! (3-4)
Lgi nhufn ndm trudc con lai chua chia, trong d6:

56 ti6n
1.314.151.184.468
285.918.802.771
1.028.232.381.697
216.511.742.273
s0.604.287.s26


V6n
Loi nhudn con lai sau khi trich l4p c6c qu! (3-4)
Lgi nhufln ndm trudc con lai chua chia
Loi nhudn c6 th6 su dung chia c6 tfc ndm 2016 (5+6)

980.460.000.000

STT
1

5

6
7

sau thuti

(l-2)

1.503.000.000.000
300.600.000.000
1.202.400.000.000

755.850.000.000
r.736.310.000.000

Sd luqng c6 phi6u dd ph6t hdnh d6n 3lll2l2}l5
56 lugng c6.phi6u ph6t hinh th6m tir viQc chia c6 tric
nim 2015 blne cd phi6u

937.696.506


t.027 .323.896.000
708.986.104.000

Dai hQi d6ng cO d6ng nh6t trf thOng qua b6o c6o vA viQc Ngdn hdng Nhi nudc ViQt
Nam chAp thu6n b6 sung c6c n6i dung ho4t dQng sau dAy vdo Gi6y phdp ho4t rlQng
ctia NgAn

hing TMCP A Chau:

M0 tei khodn thanh to6n cho khrlch hing;
M0 tai khoin:

+
+

Mo Ai khodn tai Ngdn hdng Nhi nudc ViQt Nam;
Md tai khodn t4i t6 chric tin dqng, chi nh6nh ngdn hdng nu6c ngoiri kh6c;
Dlch vg qudn lli ti6n m{t, tu v6n ngAn hdng, tii chfnh;

Tu vAn tdi chfnh doanh nghi6p, tu v6n mua, b6n, hop nh6t, s6p nhfp

doanh

nghiQp vd tu vAn dAu tu;

Dich vu m6i gi6i ti€n

tQ;



A

nghin ba

Chdu, cfp nhat viQc t[ng v6n didu lQ l6n 9.376.965.060.000 ddng (Chin

trlm

bAy muoi s6u ty, chin tr6m s6u muoi ltrm triQu, kh6ng

trlm

s6u mu
Nhi nudc (theo td

trinh tlfnh kdm).

KET THUC DAI HQI
Ong Ddm

Vin

quyiSt th6ng qua

Tu6n doc du thio Bi€n bdn hgp t6m

bing hinh

Dai h6i k6t thfc vio

ltc

tit. Dai

hQi ddng c6 ct6ng bi6u

thr?c gio tay.

12 giit 25 phrit cing ngdy.

THIIKf

PHAN LAC KIM TRINH

ll. K6t quA kidm phi6u bidu quy6t cic vdn al6 nhrt sau:
1. Biio ciio cia HQI tl6n9 QuAn trl vir Ban Di6u hinh vd hoqt dQng nim 2015 va phrrdng hudng
hoet dong n5m 2016
- T6ng s6 cd tl6ng tham gia bi6u quy6t:359 c6 al6ng, chi6m 87,78o/o tr6n t6ng s6 c6 d6n9 dg
h9P.

- T6n9 s6 c6 phSn tham gia bidu quy6t: 763.974.597 cd phdn, chi6m 99,72o/o tr6n tdng s6 c6
ph6n c0a cd d6ng dg h9p.
- 56 phi6u kh6n9 hqplQ:2../
- K6t qui bidu quy6t nhtl sau:
+ Tiin thAnh:
342 cd d6og, chi6m 83,52% tren tdng s6 cd tl6ng dU hqp, afai dien
cho 755.702.626 cd ph6n, chi6m 99,680lo tr6n tdng s6 cd ph6n cia
c6 d6n9 dU hap.
+ Kh6n9 tan thenh: o cd cl6ng, chi6m 0,00% tren tdng s6 cd tl6n9 dU h9p, d?i di€n cho 0
c6 ph5n, chi6m O,fi)% tr6n t6ng s6 c6 phdn cr)a cd d6n9 dU hgp.
+ Kh6ng c6I ki6n:
15 c6 cl6ng, chi6m 5,57% tr6n tdng s6 cd ct6ng dV hAp, dhi diCn
NGAII HAI
37.649 cd ph6n, chi6m 0,00olo tr€n tdng s6 cd ph6n cia c6

J

hgp.
2. B5o ciio crja Ban Ki6m soiit v6 hoat dtong

nim 2015

*i C(.'I:-'


dr.r

hgp.

- 56 phi6u kh6ng hgp lQ: 1.
- Kdt qu6 bi6u quydt nhu sau:
+ T5n thenh:
341 c6 tl6ng, chi6m 83,37o/o tr6n t6ng s6 c6 d6ng dU h9p, d?i dien
cho 763.769.497 cd phdn, chi6m 99,59% tr6n tdng s6 cd ph5n crla
cd d6ng dU h9p.
+ Kh6n9 tiin thenh: 0 c6 tt6ng, chi6m 0,00% tr6n tdng s6 c6 d6ng d\J hep, tlqi diQn cho 0
c6 phdn, chi6m o,fi)% tren t6ng s6 c6 phSn cria c6 dl6ng dU hep.
+ Kh6ng c6 f
17 cd dl6ng, chi6m 4,16% tren t6ng s6 c6 dl6n9 d{ hgp, dEi diQn cho
117.093 cd phdn, chi6m 0,02ol tr6n t6n9 s6 c6 phSn cia c6 el6ng dr,t

kiin:

h9P.

4. Trich

lip qu! ve phan ph6i lqi nhuin nim 2015,

k6 hoech lqi nhuan va phan phdi lqi nhuan

nim 2016
- T6ng s6 cd tt6ng tham gia bi6u quy6t:559 c6 tl6ng, chi6m 87,78o/o tr6n tdng s6 cd tl6ng dq
h9P.


- Tdng s6 cd tl6ng tham gia bi6u quydt: 359 c6 d6n9, chi6m 87,78o/o tr6n t6ng s6 c6 d6n9 du
hap.

- T6n9 s6 c6 phdn tham gia bi6u quy6t: 763.97 4.591 cd ph6n, chi6m 99,7?o/o trdn t6n9 s6 cd
cia cd dt6ng d17 h9p.

phdn

- 56 phi6u kh6n9 hgp lQ: o.
- K6t qu6 bi6u quy6t nhu sau:
+ T6n thAnh:
546 c6 dr6ng, chi6m 84,50% tr6n t6ng s6 cd dl6ng dU hap, dai dien
cho 763,955.223 cd phdn, chi6m 99,71o/o tr6n t6ng s6 c6 phdn cia
+ Kh6ng

ten

thinh:

+ Kh6ng c6 Y

ki6n:

cd dl6n9 dU hep.
0 cd d6n9, chi6m 0,00% tr6n

tdng s6 cd d6n9 d[, hgp, dai dien cho 0
ph6n,
c6
chi6m 0,O0% tr6n tdng s6 c6 phdn cia cd d6ng dql haP.

h9p.
+ Kh6ng c6 y kl6n: 56 cd d6n9, chi6m 8,80% tr6n t6ng s6 c6 d6n9 dU hbp, arqi dien cho
1.302.381 c6 ph6n, chi6m 0,17% tr6n t6ng s6 cd phSn cria c6 tt6ng
du h9p.
7. Mi6n nhlQm thinh vl6n HQt tr6ng Quln trl ti nhlQm
- T6ng s6 cd dl6ng tham gia bi6u quy6t: 359 c6 tl6n9, chi6m 87,78o/o tren tdng s6 cd rl6ng dg
+

TAn thAnh:

hep.

- T6n9 s6 c6 ph6n tham gia bi6u quy6t: 763.974.591c6 ph6n, chi6m 99,72o/o tren tdng s6 c6
phdn cia cd dl6ng dg hgp.
- 56 phi6u kh6n9 hgp lC:2.
- Kdt qui bidu quy6t nhrl sau:

Tiin thenh;

529 c6 dl6ng, chi6m 80,44% trCn t6ng s6 cd d6n9 dg h9p, itqi diQn
cho 761.155.141 c6 ph6n, chi6m 99,54% tr6n t6ng s6 c6 phdn cia
c6 d6ng dV h9p.
+ Kh6ng tiin thenh: 2 c6 tf6ng, chidm 0,49olo tr6n t6ng s6 c6 cl6ng dqr hQp, dqt di€n cho
530.100 c6 phdn, chi6m O,047o tr6n t6ng sd cd ph6n cria cd d6ng dg
hap.
+ Kh6ng c6 f kiin:
25 cd d6n9, chi6m 6,5670 trCn t6ng s6 cd tl6n9 dU h9p, dloi di€n cho
2.581.250 c6 phdn, chi6m 0,31% tr6n t6ng s6 c6 ph6n cria cd tl6ng
dv h9p.
8. Phudng 6n ting v5n ttidu lQ ti/cdtrlc blng cd pht6u ptrdth6ng; phrldng 6n ph6t hinh ni6m

5.677.279 cd ph6n, chi6m O,74o/c tr€n t6ng s6 c6 phdn cOa cd dt6ng
du haP.
17 c6 d6ng, chi6m 4,160lo tr6n t6ng s6 cd d6ng dg hep, dpi diQn cho
553.547 cd phen, chi6m O,057c tr6n tdng s6 cd ph6n cOa c6 tt6ng dg

hap.

!tl. K6t luanr
C5n cr.tDidu 33 Di6u lQ N95n hdng TMCP A Cheu, Ban ki6m phi6u x6c dinh Dai hQi d6ng cd d6ng
dt th6ng qua c5c vdn d6 sau:
1 - B5o c5o coa HQi d6ng Quin tri vd Ban Di6u hAnh vd hopt dQng ndm 2015 ve phudng hudng

ho?t dong n5m 2015.
2 - B5o c5o cia Ban Kidm so5t vd hoat dlong n5m 2015.
5 - 860 c5o tAi chinh kidm to6n n5m 2015.
4 - Trich lQp qu! vA phan ph6i lgi nhuan nim 2015, k6 hoqch lqi nhuan ve ph6n ph6i lqi nhuan
nEm 2016.
5 - Bd sung nQi dung hoet dQng vlo Gidy ph6p hoat dQng c0a N96n hang TMCP A Chau


6 - Mr.lc thtr lao tra cho cAc thanh vi6n HQi tl6ng Quin tri vA Ban Kidm so5t'
7 - Mi6n nhi€m thinh vi6n Hoi d6ng QuAn tri ttr nhi€m.
8 - Phudng 5n t5ng v6n cli6u le tu c6 trrc bang c6 phi6u phd th6ng; phudng 6n phdt henh, ni6m

y6t bd sung vi tl5n9 k!

fi,tu

kf bd sung c6 phi6u.


cA dAng thwdng niAn ngdy 08/4/2016,

QUYET NGHI
Dai hqi d6ng cd d6ng nhAt tri th6ng qua 86o c6o cria HQi it6ng Quin tri vd Ban Di6u
hnnh v0 ktit qun ho4t ilQng kinh doanh ndm 2015 vd ktl hoach ndm 2016.

Th6ng qua kti ho4ch hopt rtQng ndm 2016, v6i c6c chi ti6u tdi chinh tin dpng trgng
-i ngdy 3111212016 nhu sau:
d€n
T6ng tdi sAn d4t 237.000 t! d6ng (t6ng 18%)'
Tin dpng tlat 165.000 tf d6ng (tang 18%).
!,

-'l
grii kh6ch hing d4t 206.000
Ti0n

TI
Di6u
Diiiu

2.
3.

lQ

,

tf


NGAN HANG TMCP A CHAU
s6:

t1334 /rceD -HDer.16

Tp.

Hi

NGHI QUYTT

Chi Minh, ngdy 08 thdng 4 ndm 2016

Vd 86o crio ho4t ttQng nim 2015 cta Ban Ki6m

DAI HeI DoNG cO

-

-

ooxc xcAx

soit

HANG rMCp A

csAu

Cdn cu LuQt Cdc ftj chuc tin dung si; 47/2010/QH12 ngdy l6/06/2010;

Noi nh{n:
- Nhu Di6u 3;
- Ban Didu hdnh;
- Luu: VP HDQT; PTH.
Dinh kdm:
- Biio c6o cta Ban KiiSm so6t ngdy

sorit NgAn

hing TMCP A Chau c6 tr6ch nhiQm thi hdnh

fib)TM.D

rDdNG

c6odNe@

HDQT

g)
\o

lt

081412016.

Hing Huy


NGAN HANG TMCP A CHAU

HDQT

1,.J."

-


a.

ChAu
g 5,

Quin

M5u 802/TCTD_HN

3

(Bon hdnh theo Th6ng ttt s6
49/2014/TT-NIINN hgay 3l thrtng t2 nd;2014)

tai ugiry 31 thring 12 n,m 2015

Thuy6t
minh

TAI SAN

I


4.ss9.007
3.882.060

b4c, tI6

quj

2

Cho vay cdc td chuc tin dung khrlc

3

Du phdng rrii ro

Chrhg khodn kinh doanh

1

Chrmg kho6n kinh doanh
Du phdng rui ro chimg khorin kinh doalh

V

C6c c6ng cg tii chinh ph6i sinh
tAi chinh kh{
Cho vay kh6ch

2


XI

V6n g6p li€n doanh
Diu tu vio c6ng ty li€n kilt
Ddu hr dai han khric
Du phdng gidm gie ddu tu dai hen

Hao mdn bd dAng san dtiu tu

5

Tli sin C6 khdc
C6c khoan phdi thu
C6c khoan ldi, phi phii thu
Tdi saa thu€ thu n}6p doanh nghiCp hoEn l4i
Tii saa C6 kh6c
C6c khoaa du phdng rii ro cho cdc tdi san C6 n6i
bang kh6c
T6NGTAIM.N

7.10s.122
1.108.232
(3.1 10)

47.603
10
11

t2



xl

8

hing

a

3

c6c tiri

I

3

4

vi

IrI

2

1.380.900

(200.141)

IV

11.941.248
28.821.509
(2.083.673)

17

24

(1.578.804)
39.676.852

23.683.26t
16.386.318

Q92.727)

208.279

886.s68

1.278

1.278

315
217 .204

948.030

(10.578)

lr

(136.4s7)

D

61.921

8.6s4

62.643
(7 22)

9.015
(361)

9.852.119

9.955.342

6.957.124

6.682.063

2.798.476
2.800
657 .011

3.254.057
4.891

B

Ng PHAr rnA v.q' v6N cHU

SO

3l.ll2l20l5
VND

TriQu

3111212074

TriQu VND

HtrU

Ng PHAI TRA

T

khoin ng Chinh phri vir Ngin hing Nhh
nufc ViQt Nam
C6c

I
2

Tiirn grii vi vay cic t6 chrirc tin dgng khic
TiCn gui cria c6c t6 chric tin dung kh6c

2l

L61.678

188.15s

Ph6t hhnh gi6Y td c6 gi6

22

3.075.000

3.078.000

YII

Cic khoin nq khfc

23

2.901.4s7

3.187.487

C6c

r.74r.689

1.736.746



.

25

VItr V5n chfr s& hfru
ViSn cria t6 chuc tin drlng
i

L2.181.542

8;7r1.240

12.397.303

-.: rc
--:
yon dteu

9.376.965

d
I

^.!
co
Prueu quy
Qu! cria t6 chirc tin dpng

2.374.178

201.456.98s

t79.609.771

tdi chinh hqp nhdt nay
Cdc thuy1t minh dinh kdm ld b0 phqn hqp thdnh ct)a bdo cao

i

eAru xAru,

UdNG I\'
Sr
9.376.965 :O PHAI
8.711.841

7

.t cuAr

-
cAc cni rmu NGoAr BANG cAN o6r rp roAN
1

2

BAo lSnh vay v5n
Carn ktit giao dich trOi aoai

42
42

10.187.960

42
42

2.263.659
5.236.918
3.857.488
4.688.320

51.610

39.275
10.060.014

Trong d6:

.
.

-J

vt

NguySn Vdn Hda

Toan

--: tocm truong
Ke

Htrng Huy

dqi diQn theo phdp ludt

d'
-l

Ngdy 29 tbilrgZ ndm 2016

-J
-J
-J

r.)

,in
r!

-J,

cho nim tiri chfnh k6t thric ngiry 31 th6ng 12 nlm 2015

3
-

M6u BO3/TCTD-HN
(Ban hdnh theo Th6ng ttt sd
thdng 12 ndm 2014)
49/2014/TT-NHNN ngay

jl

Thuy6t
minh

2015

2014

Tri6u VND

Tri6u VND
(phin loai lai)

26

14.081.792

13.702.832



tr

Lii thuin tir hoat rl6ng dich vu

m

Ldi thuin tir hoat rl6ng kinh doanh ngoai h5i

1

3
3
9
a
a
3
J
D
\.
tJ

IJ

]:-fli

lli thuin

thuin tir mua bin



V

Gd)nei thuin tir mua bin chri'ng kho{n tliu tu

5
6

Thu nhap tu ho4t dQng kh6c
Chi phi ho4t tlQng kh6c

\rI

L6i thuin tir ho4t tl6ng khdc

33

242.483

9.493

\III

Thu nhAp tir g6p v6r,

34

21.485

22.51L

t.u

x

Chi phi dr; phdng rrii ro tin

)il

T6ng lqi nhuin trufc thuS
(mang sang trang sau)

dgng

36

1.314.151

)
)
)
)

i
Cdc thuydt minh dinh kim td

i

bA

phqn hqp thdnh a)a bdo cdo tdi chinh hqp nhtit nay

D

e

ia

Mdu 8O3/TCTD-HN
(Ban hdnh theo Th6ng tu sd
49/2014/TT-NHNN ngay 3 I thdng I 2 ndm 201 4)

T6ng Iqi nhufn trudc thu5
(mang sang tir trang trudc)
7
8

2015

20t4
Tri6u YND
(phAn loai lai)

1.314.151

1.215.401

Tri6u

VND

Chi phi thu6 thu nhlp doanh nghiQp hi6n hdnh


951.802

1.136

1.021

Hing Huy
dqi di€n theo phdp ludt

Ngdy 29 thtug2 n[m 2016

)
)
)
)

cdc thuyiit minh dinh kdm ld

bQ

phQn hqp thdnh cua bdo cdo tdi chinh hqp nhdt nay
10

)


9

I

14.537.367

14.138.337

(8.r93.322)

(8.74s.404)

2

3
LtlU CHUTEN TmN rU

)
02

Chi phi lei vi cric chi phf tuong tu de tre
Thu nhip tu ho4t cl6ng dich ru nl6n dugc
Ch6nh l€ch s6 ti6n thuc thu,/thuc chi tu hoat cl6ng
kinh doanh (ngoai t6, vang bac, chtng khoan)
Thu nh-Ap/(chi phi) kh6c
Tiiln thu cic khoatr no da duoc xri Ij x6E bn dip
bing nguiin rui ro
Ti6n chi trA cho nh6n vi6n vi hoat tl6ng quan lli
Tidn thutS thu ilrap doanh nghiOp thuc n6p trong nim

04
05

)


)

!

$eng)/gidm c5c khoaa ti6n grii vi cho vay c6c t6
chuc tin dung kh6c
Tdng c5c khoin v6 kinh doanh chring khotn
Tdng c6c c6ng cu tii chinh ph6i sinh vi c6c tdi sin
tdi chin-h kh6c
Ting c6c khoan cho vay khich,hang
Giim ngu6ndg phdng tl6 br) ilnp t6n that crc khoen
Teng khAc ve tai sdur hoat tl6ng

Tang/(gi6lrn) cAc khorin no Chinl pbri

vi

656.029
38.792

226.041
(40.845)

147.890

(3.142.120)
(288.162)

51.844


694.440

Nhfrng thay tl6i vd nq hoat tlQng

16

)

45.226

7

Nhtng thay tlili vd tiri sin ho4t tl6ng

L

)

c6c khoan thu ntrAp tuong

Luu chuy6n ti6n thuAn tir ho4t tlQng kinh doanh
trudc nhfrng thay tl6i v6 tlLi sin vir nq ho4t tl6ng

)
)

tu

Thu nhflp lEi

TTCX

THU,IN TtI HOAT DONG

Cdc thttyAt minh dinh kdm ld b6 phdn

ho.

s.178.981

(1.5 83.146)

(3.71 1.908)

(1.648.s3 8)

20.305.409
(3.000)

16.502.752

(26.477)
(327.38r)
(10.624)
3.046.110

(422.000)
(17s.190)
270.899
(t 4.1e8)

Tri6u YND

D
t

J
a

J
g
Q.

LUU
01

02
04
05
08

09

e

curryfN TrirN TrI HoAT

D9NG DAU

2014
TriQu VND


11.999

63.734

130.909

(301.624)

tuc trA cho cO d6ng
Ti6n chi mua c6 phitiu qu!

(627.392)
(601)

(636.847)
(40s.103)

r,UU cuurEN rmx THUAN TTI
HOAT DQNG r,{r CHINH

(627.ee3)

(1.042.ss0)

J
-1

LUU CHIIYEN TmN TUHoAT DQNG TAI CHINII



9.641.3ss

9.762.4s1

12.190.381

9.641.355

--F

tJ
a\

TTEN VA CAC

KIIOAN TUOI{G DIIOI.IG

rmN T$r THOr DmM CU6r NAM

,,;,

'\/

GHUTET MrNE 39)

rNG'\

]


nhtit nay
12


ChAu

Miu 802/TCTD

g 5, Quen 3

31 thdng 12

(Ban hdnh theo Th6ng tu sii
49/2014/TT-NH|W ngdy 3l thdng l2 nd;2014)

-

nID

2015

Thuyrit 3t/tz/201s
minh TriQu VND
A

TAI SAN

I

Tidn mit, ving bac,

J

2

I

D(

3

5
6
7

gli vi
fiS, gut

3

2

IJ

quj

cho vay c6c 16 chric tin dung kh6c
I ren
rai cac to chtc tin dung kh6c
Cho vay c6c t6 chric tin dung kh6c
Du phdng rui ro


)ilI

TiLi

a
b
3

a

I
2
J
4
5

l5

khic

t6
23

Cric khoin du phdng rui ro cho c6c tdi san C6
n6i bang khic

r6Nc rar

sAN


2.347 .826
2.140.000

2.790.2s2

1.000

1.000

(392.727)
2.040.000

200
797.936
(48.884)
2.749.954
2.330.759

2.002.407
3.127.099

3.325.798
(995.039)

Q.124.692)
424.808

419.t95


4.800

(703.9s3)

593.855
(16e.047)

sin

saa C6

4.87

3.821.446
1 .7 57 .307

2.427.215

t4

C6 ktrric
Cric khoan phii thu
Cric khorin l6i, phi phii thu
Tii san thu6 thu nh6p doanh nghi€p hoin lai

Tii

10.578.062

200

2.496.266

4.759.618
(200.141)

2

,

2.806.053

6.018.585

Cho vay khrich hing
Cho vay kh6ch hing
Du phdng rti ro cho vay kh6ch hang

3t/72/2074
TriQu lT.{D

(s41.847)
179.897.356

rdi chinh riAng nay

6

t
)l



3ut2l20l4

TriQu VND

TriQu VND

csu so HtIu

Ng PHAI TRA
CAc

l
1

2

khoin no Chfnh phri vi Ngih hnng

Nhdr nudc YiQt Nam

t7

s.178.981

Tidn grii vir vay qic t6 chrl'c tin dgng kh6c
Tien gui cria c6c td chirc tin dpng kh6c
Yay cfuct6 chric tin dpng kh6c

18


trq, iry th6c tIAu tu, cho vay t6 chric
tin dgng chlu rrii ro

5.997.390

ViSn thi

Ph6t hhnh gi6y td c6 gii

\rII
1

Cdc khoin nq kh6c
Cic khoan ldi, phi phAi trd

)

CAc khoan phAi

td vi

c6ng ng kh6c

2L

t.742:279,
1.04aJ59*.

.


TONG V6N CHU SO HTTU

rONc Ng PHAr rnA vA v6N cHU so HUU

12.s02.699

201.381.813

12.L28.606
L19.897.356

Cdc thttyilt minh dinh kDm ld b0 phqn hqp thanh cita bdo cdo tdi ch{nh riAng noy
7


NgAn hing Thu'o'ng mai C6 pnin A Cnau
442 Nguy6n !h! Minh Khai, Phu'd'ng 5, QuAn 3
Thhnh ph6 H6 Chf Minh, Vi6t Nam
Bing c6n a6i tti toan ri6ng tqi nghy 3l thlng12 nIm 2015
(ti6p theo)

M6u B02/TCTD
(Ban hdnh theo Th6ng tu s6
49/2014/TT-NHNN ngay 3l thdng l2 ndm 2014)

Thuy6t
minh

3ut2/zot5

Cam k6t trong nghi6p vVL/C
Bdo l6.nh kh6c

10.187.960

2.687.383

2.408.072
2.261.423
5.390.s 19

2.263.659

5.2i6.918
40
40

5.610.824
3.898.14r

3.8s7 .488

4.688.320

9d oi
Nguy6n VIn Hda

--: toan truong
lle



B5o c5o k6t quA.bogt tlQng kinh doanh ri€ng cho
nIm tli chfnh k6t thric ngly 31 th6ng 12 ndm2015

Thuy5t
minh

2015

Tri6u VND

1
2

Thu nhap lai vd c6c khodn thu nhfp
Cbi phi lai vi c6c chi phi tuoag qu

I

Thu nhAp lli thuin

3
4

Thu nl6p tr ho4t dQng dich
Chi phi ho4t d6ng dfchvu

tr

LEi thuin tir holt d6ng dich vB


33

134.957

\IItr

Chi phi ho4t {I6ng

34

(3.900.233)

D(

Lcri nhuin

x

Chi phi du phdng rfri ro tin dgng

XI

tu*g

t.o

4r

tir mua bin chri'ng khoin kinh doanh


661.408

570.844

29

119.964

183.4s1

30

14.400

12.710

(767.167)

132.025

267.890

65.0s2
(s7.376)

31

907.623



3
a
r- t

3
IT\
-

D

I

Ngdn hing Thu'o'ng mai C6 ptrAn A Cnau

Miu B03/TCTD

lhi Minh Khai, Phu.dng 5, QuAn 3
Thhnh ph6 H6 Chi Minh, Vi6t Nam
B5o cdo k6t qud hoat d6ng kinh doanh ri6ng cho
442 Nguy6n

nim

tii

@an hdnh theo Th6ng tu s6
49/2014/TT-NIINN ngay 31 thdng l2 ndm 2014)

chinh k6t thfc ngiy 31 thdng 12 nim2075

(phAn loai lai)

l.26L.t7t
36
36

1.104.169

(246.994)

(189.414)

(2.)et)

7.494

(24e.08s)

(181.920)

1.012.086

922.249

+
E
g
.+

II

3
3
e
?
a
rt"

9

Cdc thttyiit minh dinh kdm td

bA

phqn hop thdnh cila bdo cdo tdi chinh ri€ng nay
10

a