ffi SIil]E
Bto.lo rii ctn'h
prlNsArcdN-tL{ Nor
Kia -IIi|l0i
hqn
nhil
NcAn nANcr.lluoNc M4r cd
??
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'lcl:(}r
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36:
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19421188
Tt - rl,iN(: cAN D6r
lv Cl"irglhoanUtri.lorrt
. I ClrhEklo{ tiih d@nlr
2 D{phongSiarn giAtl'img klotu tnrr do r
V Cnc.on8cU lll.lrhl' plrillItrl ia !{.lll3ln lnlchlnh Lhi.
0
IS
t20
ll0'
Ill
t6
t1
lJ2
44,627
65,132
(l5,ll7)
(24,481)
l'19
150
I8
n NeuFd aiA rsCD htu hi,h
b ltoo i" TSCE hnu hinh
. 2 TAi sntr c6 dinh iu,trichrnn
. Nauy,n Ein BCD
6,91t,000
59,959
t,
l,
t,910,000
l4l
t6l
kn ,n dlu
23.230,559
ta0
r6{,
Du pndie siAn sin ch,img
27,766,t11
Vl
VII
tJ61,571
t60,578.800
t72,089,881
162,176,135
{r,9r4,146)
(t,7.)7,:lll5)
1,1,9t4p11,
13,1t46,6?J
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8,66t,'5
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22
9,769,9i3
229,391
(6,114)
J,9.t0,2t1
3,r(2,05?
109,484
4),4,U6
222
969,491
962,104
223
(560,0D)
(518,658)
221
2.t
224
3,171,125
3,126,916
(
r96,9r6)
(r88,9r0)
240
l6,r5s
l6,8ls
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l?,4!l
tr,40l
242
750
(446)
(586)
et2.;46)
213,941,740
Mi.lti 'lttry6t
u
Nq P[Arrnl vA vdN clr! sd llm,
Clc Ll'oin Igclrlll pin vt NIINN
Tlgo rni va vry cn..a. Tc'rD l.tac
il0
I
!20
tI
12r
I Tian Bni ci. cnc TCTD kn6c
322
2 Vry cAc TCID th{c
,30
lll Tiai 8nici, rb{.|' hltrg
ta0
l..na.
.0
tll
.!hh
lv Clc.6trg.u ltl chn'n lhai 3hh vl .ac lhoar
tsl,
JtJ09,.ll2
29,914,896
8,299.25',1
5,886,t6t
t76,006,1!0
166,516,211
,flJ08
808,88?
ll5l2,2t4
' tt,161,615
a)8291t
3,681,536
J,50t,114
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400
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c
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t0,0t0,r 75
2,4t6)64
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mtra TNDN fioan lai lnei
Cdc knodn phni u A vi .6ng nq ldAc
lii
71t
'r,IrI t4i ich cir r6{0ngtbiatrt6
2
1.018.266
(4,005)
450
t,129,5t I
700
2,748
8l,o
741,9t0,119
9t0
25,?6l,l15
1.013:59
Ch,nh lCdr ilAtrh Bia
rdNc Nq PH,ir rnl vi vON cHIl sd Htr'l,
.c,ic cHi TrOu NGoAr BANG
11,40't,598
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LiI
K, Torr
biiu
(
TrvtaE/n?l/ //^*.
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i,{^,,,,,
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7
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rl
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rt li
ddr va
ho
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dons rlnh
xo4 br) d;p bi,e iSudn d\, ,ndns
nh!, vi& rd hod doq qur, Ir..6.8
tl&h h&s
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lTlnr/C'Ah nsu& du phdn8
(hog \ho&L dlu U drr han)
da bu dap
14
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s,I
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di .nhn Ln&
dG
rlnh
r&
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nA TCTD chiu roi
sinn
hah
phnt
c& bodn nq di
ch,Dh
5
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tr,
rh
rhu tr, bAa
l,
h&
fiu cd rrc
vn tqi
l9
(2r5J4r)
130,452
952,488
bKa^
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u
21
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22
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(7,6!9589)
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Iiai ln! dr! n , sap v6n rio c* do vi tnA.
Tran
0.197.719)
25
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3
ll
TU BO4T TIONC DIU TU
h tr, nhuongbln
rIMh
(157,45.r)
21
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Musihdld,0dss&dfur,(.)
fiu
chl.h,
T.ig(OiAh) r'60 raj rr, u, rh& dl! n
20
34.792
t5
hos! dons
Sidy l0 cn &A
hoc dons
5J.641
(4!e)
,l"t
LGih) phfi hArh
I,t60
dn d t crc knoan (rh duns
Nttrng ttt.r dh $l .ons no nol
l5 Tanr(Oidh) ca. kho& nq Chrnh Dh[ !d NHNN
0l
ri
rll|I (,!q.
,'
Tian
dt
201(
Jo
I
(r2,8s7)
dri
^^
JJ
14,15;
750
{32,?88)
iietrLl'r thttrh totu &oy ro co s'. ddr han c6 d,I dilu
sit
Ti
l(r
cn $oan v6. hy dai hrn ld{.
c6 d,c rrr cho cl tnn& rer trlNln d. .hia
rian cni 6 nu. ci phiau nstu qlt (')
6 Tih rlu drs. do ban ci pl a! 4r, qu,
c6 vA
Ld
chuyli rlln ihui,lnhorltl0ng lll.hlnh
lv Ln
chuytri
!ll. rhui!rmnaL,
v
yl.lc
knolr
LtD
bll,
,l'ft,
otVr*r,
n*"
xf ro.r,ntog /*j,,.
/ft7
/^\ ' // .,'
g
16,t03,123
CIan ddc
NGAN HANG
-lfu,yiln1/dr. gA
THUYET MINHBAO CAO
r.q.r cniNH HoP NnAr
Cho Qui,
86 nhiQm ngay 5 th6r g 5 nfurnz}l2
6ng D6 Quane Huy
Thanh vi€n
Bd nhiQm vdo ngdy l9 th6ng 4 ndm 2014
Thanh vi6n
86 nhiQm vio ngdy 2l thring 4 nnm 2016
Ong
v6 Drlc Tiiin
Ban ki6m so{t
Binh
6ng Nguy6n Htru Dirc
6ng Bni Thanh TAm
Bd Nguy6n Thi HoAt
Ong Ph4m Hda
Thanh vien
Tdi bo nhi€m ngAy 05 thrlmg 05 narn 2012
Thanh vi6n
Bd DIng Tii Loan
Ph6 T6ng Gidm d6c
86 nhiem ngay 9 th6ng I0 n6m 2012
Bd Ng6 Thi Vnn
f6 torin truong
8,5 nhiem ngey I I thAng I I nAm 2Ol4
Trr; si chinh
56 77 - Tran Htmg Dao - e.Hoan Ki6m - Tp.He NOi - ViCt Nam
t
I
I
I'SHB
NgAn heng TMCP
2.
Sii Gdn - He Noi
D{c ifi6m ho?t alorg c0. t6 chirc tiD dBEg
Ng6n hdng Thuong mqi C6 phan Sei Gdn - He Noi (dudi day gAi
tit la'NgAn hang") lA mot
ng6n hlng thuong m4i c6 phan Viet Nam thanh lap tai nudc COng hda Xa hQi Chn nghia ViCt Nam
voi thoi gian hoSt tlQng lA 40 ndm theo 0041-N[VCP ngAy 13 thring I I nam 1993 cua Ngan hang
K! br6o cdo vir ilon vi fidn tQ
Ki b6o c6o cia Ngan hdng bit diu
ru ngriy 0l/01/2017 ve k6r rh'lc vdo ngdy 31103/2017. Don
dung trong ghi chdp k6 toan ld ddng Vi€t Nam (VND). Tuy nhi€n, theo quy dinh tai
vi ti6n te st
Th6ng tu 4912014/ff-NHNN ngdy 3ll1212014 cUa Ngan hAng Nhi nudc, c6c s6 lieu ren Bao ceo
tai chinh duqc lam trdn diin hing triQu vd trinh biy theo don vi triQu ddng Vi€t Nam.
tid
Tai ngiry 31103/2017 , s6 lieu duqc
bay tren 860 c6o tai chinh cria SHB dA bao g6m s6 cia
C6ng ty tai chinh Vinaconex Viettel sau s6p nhap vdo SHB.
4,
Nguy6n
tic ghi nh6tr
cdc trghiep vU
bing ugo4i
tQ
vi
Ii
c6c chimg khoiin duo. c
git rong thdi gian kh6ng dn
b6n d6 d6p rmg nhu ciu tharh khodn ho4c de rmg ph6 vdi trudng hqp thay
d6i lai suit, ti gi6, honc gid tri chrirng khodtl Ng6n hdng
NhA nuoc v,i viQc ph6n loTi nq, trich lip vn st dgng dl.r phdng dC xt ly
rui ro tin dUng trcng hoat
dQng ng5n hang cia t6 chuc tin dung theo c6c muc dO rui !o nhu
sau: Nq tii ti€u chudn, Nq cdn chf
Nq
duoi
ti€u
chudn,
Nq nghi ngd vd Ng c6 khe nnng mdt v6n dga veo tinh heng qu6 han
,,
va c6c
y6u t6 dinh luqng kh6c cia khoiin cho vay.
CAc khoan ng dugc phen
duqc coi
li
loei lli Ng dusi ti€u chuAn, Nq nghi ngd vA No c6 khd nlng
mAt v5n
ng xdu.
3
P-S"TIJ
Ngen hing TMCP SAi Gdn
-
Ng can cht y
5o/o
|
Ng duoi ti6u chuin
20v"
4
Ng nghi ngd
50%
5
Ng c6 khe nang mAt
100%
Rrii ro tin dpng thuin cria c6c khoAn cho vay ktach hang duqc tinh bing gi6 tri cdn lai cua cAc
khoin cho vay tn) giri tri cria tai sin drirn bno dd dugc chiiit kh6u theo cAc ti
rh6ng tu s6
o2l2013/TI-NHNN, th6ng tu
Campuchia. LAo fong
ki
b6o c6o tuong rrng.
10. Tii stu c6 atiDh
Tai san cii dinh duoc thd hien theo ryuyen gi6 tru di khAu hao lny kii. Nguy€n gi6 bao gdm
toan bO c6c chi phi md Ng6n hang phdi bo ra dii c6 duqc tai san ci5 dinh tinh ttiin thoi di6m dua tdi
san d6 vdo tr4ng
duong thing ad
thi.i san sdng su dung. Tdi
tu
d6n nguyCn gi6 tai san
sriLn
cii dinh duqc tinh kh6u hao theo phuong ph6p
rong su6t thoi gian hiu dqng udc tinh nhu
- Nhd cria, vAt ki6n truc
25 nAm
- M6y m6c, thi6t bi
NHNN, tin phieu Chinh phi vd c6c giiy td c6 gi6 ngin h4n
di
didu kiQn chiiit khlu voi NHNN, cec
khorin tidn gui thanh toAn vA tian gui, cho vay tqi cric td chuc tin dqng kh6c c6 thoi h4n
116o
h4n
kh6ng quA 3 th6ng kd tu ngdy gui.
12.
Cdc c6og cg
tii
chinh phdi sinh
C6c c6ng cq tai chinh phei sinh duqc ghi nhan tren bang can
vdo ngdy giao dich, vd sau d6 duqc diinh giri lai theo gid
diti kii torin theo gia trl hqp d6ng
tri hqp Ii. Lqi nhuen hoac
16
.
Pht tha
ti
dlh
trcng m\t thui gian nhdt dinh: phi thu tir viec
cung cdp dich w trong mot thoi gian nhat dinh dugc dv thu trong su6t thoi gian
d6. phi ndy
bao gdm phi qu,im lj, phi nh{n ny thric, hoa hdng vd c6c phi liCn quan
d6n cdp tin dtmg,
quan ly tei san, phi quan I! danh muc vi crlc chi phi quan
li c0ng nhu phi tu vdn khec.
viec cung cdp
vt!
tt
viac cung cdp dlch vg giao dicr.. phi pMt sinh tu viec ddm phrn
vA tham
gia dAm phdn ciic giao dich cho m6t b€n tht bq vi du
nhu den x6p vi6c mua c6 ph6n hoic
cac loai chring kho6n kl6c hoAc mua l?i doanh nghigp
, duqc ghi nh6n kti hodn t6t giao
5
m
bang
VND
Tian mAt blng ngoai
Kim lo?i qui,
dA
tC
3|03t2017
3yt2t20t6
I neu clong
I ftqu clong
834,603
'765,199
526,01r
525,163
I
Tidn gui thanh toen tai NgAn hdng Nhd nuoc
17. Tidn, virng gui t?i crc t6 chtc tiD dgng khic vi
cho vay cric TCTD khric
3ut2t20t6
3t/03t2017
I
Tin,ving
giti khdng kj, hgn
neu aong
I
neu clong
19,541,188
12,j20.394
r9,083,636
11,706,516
(s,13?)
31,271,036
30,136,422
- Bang VND
- tJang ngoar Iq, vang
Tiin,
vdng
g'ti cd
lt!'
hgn
Cho vay
- Beng Vl,lD
Dg phdng
khdc
rii
ro ti6n giri
41r08
r,833,791
40,515
193
8,912,832
trim 2016
tin
tC
tiin t€
dOi ki h4n
han
Giao dich ho6n
10,746,625
9,082,389
44,578
7,407,386
t,077,t23
r
61,341,033
6,299
6,299
35,778
4'7,338
804,042
808,887
171,923,242
162,203,557
166,641
172,628
172,089,883
162,376,185
Ng nghi ngd
869,231
993,341
2,028,735
t,'786,854
166,641
t'12,628
172,089,883
t62,376,185
Nq dn ti€u chuen
Ng can chu y
Ng c6 kha nang mAt v5n
C6c khoan phdi thu giao dich chimg kho6n
cria c6ng ty CP Chimg khoSn SHB
Ti
lQ
nq
I rteu dong
I
Nq ngin han
77,648,302
'13,79',1,009
Nq tlung han
40,947,t62
38,022,98s
Nq ddi han
53,327,7'78
50,383,563
166,64t
t72,628
r72,089,883
162,376,185
15.08%
C6ng ty ci5 phAn v6n Nhd nu6c
t5,674,431
9.n%
15,114,294
9.31%
C6ng ty c6 phin kh6c
69,444,2t2
40.35%
69,049,630
42.5t%
98,189
0.06%
96,250
0.06%
18.68%
t,835,7 42
1.070/0
1,784,855
t.t0%
166,641
9.68vo
172,628
0.|vo
COng ty
Nhi nu6c
C6ng ty TNHH
Nhi nudc
C6ng ty hqp danh
Doanh nghiep tu nhan
Doanh nghifp c6 v6n diu tu nuoc
-
He Noi
ticb du nq cho vay theo ngiuh kinh t6
3|12t2016
3l/03/2017
I
Nong nghiep vA l6m nghiep ve thty
ntu aong
36,233,991,
21.060/0
34,501,644
21.25%
9,219,790
5.36vo
8,483,683
5.220/.
27,662,3t4
16.0't%
25p22,633
15.970/0
3,526,049
2.05%
3,326,876
2.0s%
t,223,065
0.7 to/o
1,213,657
0.75%
147,230
0.090/"
143,909
1,237,078
0.76%
Hoat dQng crla Ding C$ng sin, t6
nhi
Khai khoeng
C6ng nghiQp ch6 bi6n, chii t4o
san xual va pnan pnor orqn. I(hr ool.
nrrarc nono har hlrarc va dreu hoa
Cung cdp nudc; hoat dQng quan li vA
xt lY r6c thii, nudc thii
Xey dr,mg
BAn bu6n vA b6n le; sua ch&a 6 t6, m0
vi xe c6 dong
kio bni
t6, xe m{y
VSn tni
co kh6c
Dlch vu luu trir vd 5n udng
Th6ng tin
vi
237,830
0.14%
179,654
0.ll%
Y tii ve ho?t dong trq ginp xe hoi
l5l,t5I
0.09vo
137,533
0.08vo
lui choi
319,666
0.t9%
313,037
0.t9vo
18,668,759
Cdc khoin phii thu giao dich chung
ldrorin cria C6ng ty CP chung kho6n
T6ng du uq
166,641 0.10%
172,089,88t
100.00%
162.J76.18s 100.00%
1t
SSHB
Ngon hArg TMCP Sni Gdn
- Hi
Noi
20. Dg phdng roi ro titr dUDg
Dq phdog chung
I
Ki
rteu dong
800,568
948,355
413,031
fi7,03'7
dno
Dy phdng gem do xu ly cac khodn nq kh6 thu hdi
bang nguiin du phdng
s6 au cu6i trY
Ki,
s6
rdc
8
du.tiu
12/20161
kY
Dy phdng rui ro trich l{pihoan nh{p hong
Sn dung du phdng hong
p-s"HE
Ngen hing TMCP sAi Cdtr
21. Chri'ng khodn tlAu
- Ht
N0i
tu sin sing d6 bin
3U03t2017
3|1212016
I
Chtng khodn N?
Chung kto6n Chinh phu
Chung khoAn Nq do c6c TCTD kh6c tong nudc
ph6t hanh
Chtng khotu Ng do ciic TCKT trong nudc ph6t
hAnh
Chirag khoin Vdn
Chung khorin Vtin do crlc TCTD kh6c trong nuoc
ph6t hAnh
Chtmg khorin Viln do c6c TCKT trong nuoc ph6t
hdnh
DV phbng giAm gid chimg khodn sin sdng itd
32,802
Q2s,728)
Q25,790)
13,s3s,787
10,662,707
31t03t2017
I rteu clong
3ut2t20t6
lreu dong
ai un
22. Chri,ug khodn dAu
tu gitr d5n ngiy tldo h4u
Chtrng khor6n Chinh phn
Chung kho6n Nq do c6c TCTD kh6c trong nu6c
phat hanh
Ch(mg khodn Ng do cac TCKT trong nuoc PH
- Hi
ttiu tu diri
C6c khoan ddu tu ddi han
N0i
hgn
kl6c
Dy phdng giam gia diu tu dai han
3U03t2017
3ut212016
lrtgu dong
l
eu clong
242,2s2
229,393
(6,44s)
o5
:
,:
!l
.l \o. ::
!--
.zl
,5
1
z
I
tsi
o
a:,2
ri
!a
(156,032)
- Bidn dQng khtic
s6 ducu6i ntrm
3,{78,880
207,818
10,188
3,126,916
5,4E9
130,129
17,045
r$,263
158
28,310
5,181
33,919
Git tri
160,748
22,51s
3,62{,105
52,695
18,tr8
3'695,2,18
3,17t,233
47,100
11,613
3,s38,006
l8
Ip*s_trj
NgAn
26.
hing TMCP Sli Gdn - Hn Noi
Tdi san C6 kh6c
'7,536,692
17,01t,211
6,7
t9,513
16,088,151
27. Ti6n, viog giri vi vay cdc t6 chric tin dlug khdc
- Tidn, ving grii cia cic 16 chfc tin dlng khrc
Tiin, viag gti khing
- Bing VltD
kjt
han
- bang vang va ngoal tg
Tiin,
vdng
- Bang
10,293,872
11,408,597
8,690,000
9,236,500
t,603,872
1 111 nA1
29,914,896
23,299,2s7
3vBn|fi
3U12t2016
lrteu
donR
khic
l ngu clong
- Bang VI\,ID
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