^nrTiTRTiTirnii»TT:im»
Lam the nao
ha lai suat cho vayP
Nghj quyet 23 cua Chinh phu
daa
ra djnh hudng hq
mat bdng Idi sud't xudng muc: huy dong
10%/ndm,
cho vay
127o/ndm
(gpi tdt
Id
"vdo 10, ra
12").
Vdy
thuc te
didn
bien ra sao vd
Idm
the ndo de thuc
hien djnh hudng ndy?
^
PHUONG NGOC MINH
V
I diln bien thuc te, mat
bang lai suat
ciia
Viet
Nam hien nay khoang
13-
14%/nam

chung 5 thang
(tiic
la
thang 5/2010 so vdi thang
12/2009), tdc dp tang trudng du np
mdi dat xap
xi
8,2%, cdn thap xa so
vdi chi tieu dinh hudng tang trudng
tin dung
25%
cho ca nam 2010.
Tdc dp tang gia tieu dung
thang 4
chi
cdn 0,14%, thang
5
chi
cdn 0,27%-
tile
la
vaii
de ndng
nha't da ha nhiet, lai suat giri tiet
kiem da chuyen tir thuc
am
trong
3 thang
tir
thang 12/2009 de'n

dilu le thap, thanh khoan khdng
cao hoac gap khd khan, gia tri
gia'y td cd gia it,
nen
phai day
manh huy ddng bang lai suat cao
hon, nham thu hiit lupng tiln
nhan rdi cua dan cu. Cac NHTM
Idn,
cd vdn dilu le cao, tuy khdng
gap khd khan vl thanh khoan,
tham chi cdn du da vdn de cho
vay trdn thi trudng lien ngan
hang, cung budc phai nang lai
suat huy ddng len de giii chan
khach hang. Cd nguyen nhan tit
16 Thue
Nhi NiTflc
•
so
24 (286)
-
KY
4/6/2010
J
Dien
nan
doanh nghiep
%
2.5

ndng, Cd nguyen nhan do
Ngan hang Nha nude that chat
chinh sach tiln te trong quy 1,
chua kip thdi ndi long, khi tir quy
II,
dien bien kinh te' vi md da
chuyin
bien tich cue. Van dl
ndng nha't la lam phat da ha nhiet.
Van dl ndng
thii
hai la nhap sieu,
thi thang 5 da giam xudng. Thu
chi ngan sach da cd bude chuyen
bien tich
cue,
can can thanh toan
tdng the cung dupe cai thien mot
budc,
khi lupng ngoai te vao Viet
Nam tir cac ngudn dat ket qua kha
va cd tin hieu kha quan (vdn dau
tu
true
tie'p
nude
ngoai thuc hien
udc dat 4,5 ty USD, tang 7,1% so
vdi ciing ky nam trude; ngudn vdn
hd trp phat trien chinh thiic giai

phap sau day.
Trude
hit,
phai kilm che dupe
tdc dp tang gia tieu
diing,
bdi hai
mat. Mot mat, gia tieu dung sau 5
thang da tang 4,55%,
tiic
la sau
42%
thdi gian da bang 56,9% tdc
dp tang gia tieu diing theo muc tieu
ca nam mdi dieu chinh (cdn theo
muc tieu cu da bang 65%), cao gap
doi tdc dp tang 2,12%
ciia
cung ky
nam ngoai; hon niia thang 3 - thang
5 tang thap cd phan quan trpng do
gia luong thuc giam 3 thang
bin,
gia thuc pham giam va tang thap;
binh quan 5 thang nam nay so vdi
ciing ky nam trude, gia tieu dung
da tang tdi 8,76%; gia
tidu
dung
thudng tang thap vao giiia nam va

hang lien doanh, 22 cong ty tai
chinh. Theo Nghi dinh cua Chinh
phii,
cac ngan hang phai cd vdn
dilu le tdi thieu
tit
3.000 ty ddng
trd len vao cudi nam nay. Hien
cdn khoang 20 ngan hang thuong
mai nam trong dien nay va thdi
ban khong cdn bao
lau
(Malaysia
cd quy mo GDP
Idn
ga'p 2 lan
Viet Nam, nhung chi cd 43 ngan
hang, trong dd
21
ngan hang Hdi
giao hoat ddng phi
Ipi
nhuan- coi
nhu khong cd- thuc chat chi cdn
22 ngan hang thuong mai. Thai
Lan cd GDP cao gap 2,5 lan Viet
Nam, nhung chi cd 32 ngan hang,
trong dd trong
nude
cd mot nira).

HJM
NUOC
17