!"#$%$&'()*+,*"-*.
+,*"-*/!01*"2*"3'(45*67*89,:,!6;<"=*0,"*>45*?@,'7
?-*,:A,:!B4$7,'('"0C"D$"E',:8A'"@4"D$0FGH,:
/!01I"J,:'"K''"K,LI"&,M,::E<,:$N"O4"E'?P6($6Q,
*"2*"3
,:0&,R$-*',,:8A/$J,';,:$N'S:E<<"& T,"D,:,:$NU,
,"V,I"=',"($L,"8?W/H*L"3,"=,L746($L?2,"*#*L*(,3,XE*I"='*,:
'$5'07,:',,:8A'Y,:<"&674E* Q,"8?2,"*#*L*(,3,Z[I"
:E<<"&*"8A,::VN,U,,"D,:"#$%$&I";/8A,:/!4&,""8C,:6@,6A
07,:L0&,R$-* !6@,0\'I"]'(',,:8AXC #NL,:(N*>I"RW"5/!
,:8AR$-*"2,*"T,"$'^$(,*!,67 Q',,:8A'Y,:R$-*"2, !,;/!45*
*,:,"D,:,"$'^$ _,"'F$X`a',!',,:8A'Y,:*T4'='"?& 2'"b,"?&,
*"V,4T," !*!0&,'(4T,"*8Q',"D,:*,:'$5'07,:'Y,:,"8*,:
0&,R$-*Xc"8S,:<"=<?& 2/a'6^$/!-*6S,:&, !6JI"/!4d%$=,:L?e,:
'='""f/$J,/$J,'^$R,'='6-,:*"^,/," !'"a(*A<"d"56O689'NU$+,L
(,*!,X!'"g,:?(/V$',,:8A6W*T4('='"*"\'?& 245*'='"';*+
'"\'
='?2,<"=<67<"; Q)<"8S,:*"\'RF/B.
,:'$5'07,: !0&,R$-*,:!N'!,:<"=**O,*"T,"$'^$(,*!,'Y,:
689'',,:8A,:!N'!,:%$(,*V4,"h$"S,XiE'?2*/!I"I"("f'LIj*"$#*
!'J,:,:"2<"=**O,L45*4E*6W/!4*M,:,M,:R$-*/(65,: !*36h$I2,
*"$#,/9'"'$5'07,:'(',,:8AL,"8,:4E*I"=',:$N'S:E<'(
',,:8A'Y,:,:!N'!,:,:"U4*f,:XiO67<"; Q !I"K'<"H'"#$
%$&*+,*"-*L/a',!N',,:8A6W*T4(,"h$'='"*"\'I"=',"($6O<"k,: 2X
"l%$(,6O4'('=',"!%$&,/BL,"D,:'='"*"\',!N*"O"2,'"N@$
C"(,";4?2,<"=</!IO40=* !*!*9X
m";4'='?2,<"=<IO40=*?(:n4?2,<"=<*=,",oL
"O44!',,:8A=<GH,:/!<"+?@, !';"2$%$&,"-*XC/rL"#$%$&'(
*"J,:%$(?&"O40r689'<"V,*=,'","h$,:8A'd,::=,"'"P$X&
"O4/!"T,"*"\''"$NO,:("D$"2$,"-*XS,,D(L?&"O4I"J,:'"s
*"$^,*$B/!01'"$NO,:(L01'"(0]L4!,;'k,/!01:&4*"O$L
:&4*"O$*+,*"-*L*"J,:%$('=''"8S,:*T,"%$&,/B689'<"7"9<:D(
'=''=,"V,L'='*+'"\'I,"*@RW"5 Q'='*+'"\'?&"O4X
E*I"='L*,:6h$I2,<"=**O,,h,';01%$&,/b _4J'(
"!,8Q''Y,:6k"t<"&';%$_G1*D?&"O4XiO*3("!,"/(,:4J
*8A,:*"$#,/9L6E'?2*:D'",h,*!'"b,"L*h,*2L:='&L'"b,"*PRW"5+,
6P,"*-*N@$"!,8Q'<"&';/1'/89,:G1*D #**8L*!'"b,"643,"6O'(,
*"2< !,h,I,"*@4[I"';,"D,:?@,65,:I,"*@RW"5/!4&,""8C,:
*Q 2'*"1'"2,I@"3'""!,8Q'6W"3'"6P,"
"=,24'S?&, h?&"O4
pu8Q:;'65*!'"b,"L,:8A*('"e,:v&"O4/!45*"3*65,:
GP'" H*!'"b,","e4<"V,<"7/3,"D,:'"<"b4-*4=*I"J,:4,:69wX
pu8Q:;'65<"=</BL:=08l4(G68((I"=,24v&"O4/!
45*,:"2< HL%$(6;L45*?U,/!,:8A689'?&"O4'"-<,"#,*&45*I"&,
*h,)<"b?&"O4"(N6;,::;<?&"O4.'"'"b,"4T,""E''"45*,:8A
*"\?(I"='6O*,:*8A,:"9<R&N(L0r689'*&45*I"&,*h,?n
*"8A,:*>45*?U,I"='/!,:8A689'?&"O4L,:8A'"P$*='","2467 Q
*!,?5L6h,?d,"D,:*"2*"3*"l<"8S,:<"=<'(*"7,:IUwX
pu8Q:;'65I,"G(,"?&"O4L'=''J,:*NL'='*#<6!,?&"O4
*"8S,:43*U,*"@:Qv&"O4/!45*';'"@L*"l'S'"@,!N45*,:8AL
45*G(,",:"2<"(N45**+'"\''"$NO,,"89,:'"'J,:*N?&"O4L
'J,:*N6;0r?n*"8A,:'",:8A689'?&"O4'='*+,*"-**"$5'<"34 ?&
"]4 !<"V,'"(:=*P*"2*"3:D(*-*'&,"D,:689'?&"O4wZ
p"=,244(,:*b,"'"$,:,"-*'(?&"O4v&"O4/!,"D,:%$(,
"2I,"*@:K, Q%$=*T,""T,"*"!,"L<"V,<"7 !0FGH,:%$j?&"O4,"e4
RF/B'=''='?@,'7?&"O4L?&6&4'"%$=*T,"*=0&,R$-* !6A
u1(*U,'S0C,:"U,'\$ h%$/$#*07/Q,L,:8A*(';*"OR='6P,"689'
4\'65*"2*"3?T,"%$V,'","D,:I"&,:*"A:(,,"-*6P,"XiO?d6K<
,"D,:*"2*"3G1I@,6;L,:8A*(<"&<"V,*=,'","h$,:8A:=,"
'"P$G8Q"T,"*"\'?&"O4<"b4!I"J,:&,""8C,:,"h$6@,0&,R$-* !6A
07,:'(,:8A*"(4:(?&"O4X{7,:8A*"(4:(?&"O4'!,:6J,:*"T
I"&,M,:?d6K<'!,:/Q,L65(,*!,'!,:'(X:89'/3LI"'"s';07b*
,:8A*"(4:(?&"O4*"TI"J,:*"OG$N*T01"3*65,:'('='*+'"\'?&
"O4689'XT #NL*,:?-*IT/3"T,"?&"O4,!,:$NU,*K',!N'Y,:689'
6h'(X
='67*89,:*"(4:(?&"O4<"&*"(4:(6;,:?&"O4<"b*8Q'
I"R&N(X
689'?&"O4/!I"='"%$(,
"D,:*+,*"-*G'"%$(,LI"J,:*"1'"2,6a,:%$6P,"'(<"=</$#*
*"TI"J,:689'6h,?dX
!"#
c"V,<"7'(%$_?&"O4I"J,:<"&/!01<"V,<"76n,:6h$?T,"%$V,
*"l4\'6;,::;<X
"*"(4:(?&"O4L,:8A*"(4:(?&"O4';%$Nh,,"#,<"V,<"7*>
%$_?&"O4,"8,:I"J,:<"&('Y,:,"#,689'<"V,<"7 !689',"#,,"8
,"($X{CG_';"2,*89,:6;/! TI"J,:<"&(*"(4:(?&"O4'Y,:6h$:E<
<"& !,:(N'&I":E<<"&*"T4\'65*"2*"3'Y,:I"J,::7,:
,"($X
2'<"V,<"7L0FGH,:%$_?&"O4I"J,:R='6P,"*8Q'689' h%$
4JL*"A:(,Gx,(X
+'"\'?&"O4'"s*@,"!,"*9:a<L?n*"8A,:I"6WR&N( !
4\'65?n*"8A,:*9:a<689'R='6P,"G1(*U,'S0C,"D,:*"2*"34-*4=*
*"1'*@"E'G/$#*6P,"XiVN/!6E'6O4U,:'(?&"O4LI"=' Q'='I"V$
I"='*,:"2*"7,:*!'"b,"XbGHL*,:%$(,"26 (N !'" (N'(*b,GH,:
*"T%$4J*b,GH,:*"A:(,"!,*&L/W0$-*LXXX6W689'R='6P,"*8Q'I"Gx,
("3*65,:,!NX
`!'='*+'"\'L'=,"V,6\,:(NU$'^$?&"O4 !:(I@*"9<6n,:?&
"O4 QG(,",:"2<?&"O4XiO';*"O:(I@*689'"9<6n,:?&"O4
,:8A*"(4:(?&"O4<"&6&4?&'='NU$'^$ h,M,,:/1'"!," GV,01
,M,:/1'<"=</$#*GV,01X
"l bGH*U,0," U,)*U,€*$+.6,M,:/1'"!," GV,01,U,
689'<"o<:(I@*"9<6n,:?&"O4 !?&"O4'"'"b,"4T,"X{," U,
/!,:8A*"(4:(?&"O4X
$$%&#%(
`!*+'"\'L'=,"V,';*!0&,L*='","24L*b,"43,:L0\'I"tlLI"&,M,:
/(65,:L*$+*"f/!67*89,:689'?&"O4*,:"9<6n,:?&"O4X
"J,:*"8A,:,:8A689'?&"O4/!,:8A*"(4:(?&"O4X$N
,"U,L,"D,:*8A,:"9<,:8A*"(4:(?&"O4I"=',:8A689'?&"O4X
,: bGH*U,0," U, >(/!,:8A*"(4:(?&"O4 >(/!,:8A
689'?&"O4)*"l'"@65?&"O40," U,*!,G2,.X
,:,"h$*8A,:"9<,:8A*"(4:(?&"O4/!','=4$(?&"O4
,"V,*"f'"?74„),:8A*"(4:(?&"O4/!','= !,:8A689'?&"O4
/!?74„.L?74„4$(?&"O4'"','=)67*89,:*"(4:(?&"O4/!?7
4„ !,:8A689'?&"O4/!','=.
$)%&#%(%*+,(
`!,:8A689'?n*"8A,:"E',"#,*h,*&?&"O4'("9<6n,:?&
"O4X"J,:*"8A,:%$Nh,/9?&"O4*"$5' h,:8A689'?&"O4X$N
,"U,L'Y,:';,"D,:*8A,:"9<,:8A689'"8C,:%$Nh,/9/3/!,:8AI"='X
,: bGH*U,0," U, >(/!,:8A*"(4:(?&"O4 >(/!,:8A
689'?&"O4 >(/!,:8A,"#,%$Nh,/9?&"O4)I"';*(,3,R&N(&,"
"8C,:6@,0\'I"tlL*b,"43,:'(0," U,.X
:8A689'"8C,:%$Nh,/9?&"O4';*"O/!?74„'a(0," U,,@$
0," U,?P*(,3,Gq,6@,*F ,: !689'%$N6P,"…*,:"9<6n,:?&
"O4
$-!.%(
`!,"D,:'=:T4!,:8A*"(4:(?&"O4NU$'^$?&"O4"E'G
R&N(67 Q?&"O4*!0&,L"E'/!07*h,<"&*&'"6A07,: !0\'I"]
67 Q?&"O4*"V,*"OX(N,;'='"I"='L07*h,?&"O4/!07*h,*76(
,:8A?&"O4<"&*&'",:8A*"(4:(?&"O4
D({ !';47%$(,"2
p"{?e,:*"T?&"O4,!N:f/!?&"O46a,::=X
,: bGH*U,)?&"O4"!,:";(R$-*,"#<I"y$.'"*!$*"(4:(?&
"O4"!,:";(R$-*,"#<I"y$*"l6a,::=*P*\'/!{‡‡~}}X}}}
{uX
p"{ˆ*"T?&"O4,!N:f/!?&"O4G8Q:=*P
p"{‰*"T?&"O4,!N:f/!?&"O4*U,:=*P
p"*!0&,689'?&"O4?C,"h$"9<6n,:?&"O4'"'d,:45*
/3 Q,"D,:G(,",:"2<?&"O4I"=',"($L,"D,:"9<6n,:?&
"O4,!N';6h$I2,?&"O4:7,:,"($L*"A"3,?&"O4*d,:,"($ !*+,:
07*h,?&"O4*U,'='"9<6n,:6;/Q,"S,,"h$/^,0 Q:=*P?&"O4*"T
6VN/!?&"O4*d,:X"J,:*"8A,:?&"O4*d,:/U,%$(,6@,01:(,/#,'(
,:8A*"(4:(?&"O4,"e4*H'/9?&"O4Xu6;L h,:$NU,*K'LG(,"
,:"2<?&"O4';*"O"N?t"9<6n,:?&"O4,@$<"=*"2,*"-N"9<6n,:
?&"O4';01:(,/#,X@$'='G(,",:"2<'"-<,"#,?n*"8A,:*"T/a',!NL
*='","24'(4['J,:*N67 Q*+,*"-*0r689'<"V,'"(*"l*Š/2*='"
,"244!"f6&4,"#,XH*"O
{'("9<6n,:
?&"O4
‡ =*P*"2*"3*"1'*@ R
{'("9<6n,:
‹{
`8$B*8A,:"9<67*89,:?&"O4/!*='","24GV,01*"T:Q"3,
*='","24689'R='6P,"?e,:'='4\'*='","24X
$<=%&
`!I"&,*h,4!,"!?&"O4<"&*&'",:8A689'?&"O4)"E'
,:8A*"H"8C,:"9<<"=<*U,"9<6n,:.I"L*+,*"-*"E''='*8A,:"9<
,"U,'"s';,"D,:R&N(G,:$NU,,"V,I"='"%$(,L,:q$,"U,LI"
,"D,:*U,R&N(';*"O/89,:";(689'4\'*"2*"3 h4E**!'"b,"6n,:
*"A 2'*"@*/#<%$(,"2?&"O4I"J,:*=<"=</$#* !/9b'"'J,:'5,:/!
,"D,:689'?&"O4X"D,:I"='I"J,:689'?&"O4)/3
*>.XiVN/!45**,:,"D,:6h$I"&,'S?&,,"-*'("9<6n,:?&"O4
,: bGH h?&"O4"f'0,"*!,G2,67 Q0," U,L<"34
?&"O4689'R='6P,"?P'"@**,:4f*8A,:"9<L?P*(,3,*"8S,:*#*L74
6($?2,"*#*<"&,e4 2,6h$*P !<"q$*"$#*X
$)D#E
"@65?n?&"O4*"l4\'4x,*"8A,:
u(,",:"2<?&"O4'"s'"P$*='","2467 Q,"D,:*+,*"-*4!:=
*P*"2*"3*"1'*@ 89*%$=45*4\'6W*"t(*"$#,X
;"(/34x,*"8A,:4x,*"8A,:I"J,:I"-$*> !4x,*"8A,:
4x,*"8A,:';I"-$*>X"@65?&"O44x,*"8A,:I"J,:I"-$*>?&6&4
'"*&'","D,:*"2*"3*"1'*@ 89*%$=4\'4x,*"8A,:,"8,:07*h,?&
"O4I"J,:?PI"-$*>*"l4\'4x,*"8A,:X
{‡=*P*"2*"3*"1'*@
,:'"@65?&"O44x,*"8A,:';I"-$*>L*"2*"3*"1'*@<"&/Q,
"S,4\'4x,*"8A,:%$N6P,"4Q689'?n*"8A,:,"8,:{0r?PI"-$*>
*"l4\'4x,*"8A,:,!NX
{‡=*P*"2*"3*"1'*@\'4x,*"8A,:
"@65?&"O4*"l*Š/2
;"(/3*Š/2689'=<GH,:
pŠ/207*h,?&"O4){.•=*P?&"O4){.
Š/2,!N689'=<GH,:6O*b,"(07*h,?n*"8S,:*,:*8A,:"9<?&
"O4G8Q:=*P
{ ‡ =*P*"2*"3*"1'*@ Ž
{
pŠ/207<"b6W,5<•{7<"b/r(<"&,5<
•}•‘ X}}}X}}} •€}X}}}X}}}
"l'='GDI2,'(6^$?!R='6P,"07*h,?+*"8A,:'"'='01'7?&
"O4
{1'7?&"O4,:!N••:=*P*"2*"3/!}}X}}}X}}}‰•X}}}X}}},"8
#N689'?n*"8A,:
{7*h,?n*"8A,:‡}}X}}}X}}}R••}X}}}X}}}•~}}X}}}X}}}‡€•X}}}X}}}
6
T=<GH,:'"@654x,*"8A,:';I"-$*>,U,07*h,?n*"8A,:*"1'*@
/!
€•X}}}X}}}’•X}}}X}}}‡€•X}}}X}}}6
8S,:*1L*b,"07*h,?&"O4'"01'7,:!N~•‚
{7*h,?n*"8A,:
‡}X}}}X}}}R••}X}}}X}}}••€}X}}}X}}}’•X}}}X}}}‡‚X“~}X}}}6
{1'7,:!N•}•‘ T:=*P*"2*"3/!X}}}X}}}ˆ•X}}}X}}},U,I"J,:
689'?n*"8A,:X
@$'J,:*N=<GH,:'"@65?n*"8A,:*"l6^$*U,*"T6^$
*U, !,:!N•• Q:=*P*"2*"3}}X}}}X}}}6ˆ{••}X}}}X}}},U,0r
689'?n*"8A,:}}X}}}X}}}6X=',:!N~•‚ !,:!N•}•‘I"J,:689'
?n*"8A,:X
;9-%&<
)DFGHIJ#?4#EKG,LM
(X&"O4';4H'6b'"I,"G(,")*"8S,:43.
`!"3*65,:'('=''J,:*N?&"O4*,:/_," 1'?&"O4I,"G(,"
)u.X:8A?&"O4*T4I@4/9b'"I,"*@*U,'S0C'("9<6n,:?&
"O44!%$(6;L6+/-N<"b?&"O4X:8A?&"O4'(4I@**"1'"2,?n
*"8A,:"E'*&*h,?&"O4'",:8A689'?&"O4I"R&N(01I2,?&
"O4X
?X3*65,:?&"O4I"J,: T4H'6b'"I,"G(,"
H'6b'""3*65,:'(/3"T,"?&"O4,!N/!,"e44H'6b'"*8S,:"[
:D('='*"!," U,*"(4:(XQ*8'='"/!*+'"\'%$&,/B%$jRW"5L%$j*!
0($6VN
p;<<"^,+,6P,"*!'"b," !6&4?&'"'='I"&,6^$*8
>I"'='/3"T,"?&"O4(6A'"6@,,(N6W'"\,:4,"?&"O4
:;<<"^,-**/Q,*,: 2'+,6P,"*!'"b,"'"'=''=,"V, !'='*+'"\'
*"(4:(?&"O4X;*"O/!+,6P," h*"$,"#<,@$*"(4:(?&"O4RW"5
"(N?&"O4*"-*,:"2<XY,:';*"O/!+,6P," h*!'"b,",@$*"(4:(?&
"O4?&"O4N*@"(N?&"O4*"8S,:43XC/rLI""(N'='01I2,
?&"O4R&N( Q67*89,:?&"O4L,@$?P*+,*"-*L'=''S%$(,"(NG(,"
,:"2<?&"O40r*9'-<"E'?n*"8A,:IP<*"A6O,:8A*"(4:(,"(,"
'";,:I"K'<"H'"#$%$&L+,6P,"'$5'07,: !0&,R$-*L/!4'"0&,R$-*LI,"
G(,"<"=**O,?T,"*"8A,:X(*k,!N6=<\,:689'4H'*U$I,"*@'(
,:8A*"(4:(,U,67*89,:*"(4:(?&"O4,:!N'!,:6J,:6&X
,:'=',h,I,"*@"2,63L?&"O46W*1'*@<6&4?&'='I"&,
6^$*8X^$"@*'='G1=,6^$*8"2,,(N6W6k"+<"&';?&"O4X"J,:';
016&4?&'(?&"O4*"T'=''"6^$*8X4!,"-*/!'=',:V,"!,:/U,%$(,0r
I"J,:G=443"O46^$*8 7,'"G1=,X
pU,""$N65,: 7,"D$"2$6O6^$*8<"=**O,I,"*@
=''S%$(, !G(,",:"2<?&"O4*"$<"b?&"O4*8Q'I" !
01I2,?&"O4R&N( Q67*89,:?&"O4Xih$6;'"<"o<"f';45*07
*h,-*/Q, !'^,<"&%$&,/B'"E*'"r6O6&4?&%$Nh,/9'",:8A*"(4:(
?&"O4X:!(L:D(*"A6O4R&N(G*+,*"-* !*"A6O4'"*&
"E'?n*"8A,:/$J,';45*I"&,:'='","-*6P,"X"&,:*"A:(,,!N';*"O
IoG!,"h$,M4L,"-*/!*,:?&"O4,"V,*"f !?&"O4RW"5XC #NL
07<"b*"$689'<"&G1( !G1*DLG1<"k,: !<"&6l46^$*86O*"$/WX
"U4 !6;L'='/3"T,"?&"O4,"V,*"f !?&"O4RW"5/3,:!N
'!,:<"=**O,,"(,"'";,: !07<"b689'*n,*b'"/3,:!N'!,:/Q,Xih$6;
'!,:I"g,:6P,"*"U4 !*k"$N65,: 7,6O6^$*8'(*!,,:!,"?&"O4/!
J'd,:%$(,*f,:67 Q'=',h,I,"*@X
p&"O4:;<<"^,+,6P," !*M,:*"$'",:V,0='"6n,:*"A*"a'6yN
<"=**O,%$(,"2I,"*@67,:3:D('=',8Q'
07,:'",:!N4(I",:8A/(65,: h"8$Z
;*"O,;L !*kRW"5'(?&"O46W:;<<"^,/!4:&4*T,"*3,:
*"-*,:"2<'",:8A/(65,: !*3G1,:,@<07,:6„<*U,<"34 *!,RW"5
p&"O4/!'"[G1(*,"*"^,'"4f,:8AGV,L4f*+'"\'I,"*@RW
"5
"#* #NL'"s Q45*4\'<"b?&"O4-*I"U4*7,4!'=''S%$(,L'='
G(,",:"2<?&"O4*"$689'L"f q,';*"O:a<6ƒ'"'=''=,"V,L'=':(
6T,"L'=''S%$(,LG(,",:"2<I"K'<"H'"#$%$&'"Gd6;/!,"D,:
I"J,/8A,:*,:'$5'07,: !0&,R$-*Xi;'Y,:/!'"[G1(6O"fNU,*V4"S,
!*,*8C,: !'$5'07,:*,:*8S,:/(
?$1&!@&AB
X•XX"=,24
"P*8A,:?&"O4/!,SGx,('=':(GP'"4$(?=,'='/30&,<"y4
?&"O4LG;'"b,"/!,S:E<:ƒ'('$,: !'^$0&,<"y4?&"O4L/!,S4!'&
,:8A?=, !,:8A4$(?&"O4*T4'='/3b'"I,"*@X
X•XX•"*"O*"(4:(*U,*"P*8A,:?&"O4
u(,",:"2<?&"O4
u(,",:"2</!*+'"\''$,:'-<'='GP'" HX
”2*(4';'='/3"T,"G(,",:"2<0($
u(,",:"2<?&"O4"!,8Q'
u(,",:"2<"!,8Q'/!*+'"\'I,"*@G"!,8Q'0C"D$*!,?5 7,
6h$/2"E'';'+<"^, 7,:;<'"<"7?(:n4
pJ,:*N?&"O4"!,8Q'
iVN/!G(,",:"2<G"!,8Q'0C"D$*!,?5 7,6h$/2L*"!,"/#<L*+
'"\'%$&,/BL6M,:IB"3*65,:I,"G(,"*"l%$N6P,"'(`$#*G(,",:"2<
"!,8Q'X
pJ,:*N'+<"^,?&"O4"!,8Q'
`!'J,:*N'+<"^,4!*!,?5'+6J,:/!'=''J,:*N"!,8Q'"E'*+
'"\'689'"!,8Q'N%$Nh,:;< 7,L689'*+'"\' !"3*65,:*"l`$#*
+'"\'?&"O4*8S,:"[/!/3*+'"\'?&"O4G45*07*"!," U,
'd,:,"($*"!,"/#<6O?&"O4'"'"b,""fX{7/89,:*"!," U,'(*+'"\'
?&"O4*8S,:"[6k"t-*/Q,L'"g,:"3,Cc"=<%$N6P,"*7*"O$/!~}}X•
*8C,:*"!,"/#*+'"\'?&"O4*8S,:"[?K*,:$n,*>%$(,,24 hv"9<*='
RWwX"l6;L'=''=,"V,'d,:,"($6;,::;<,:$n,/1'6O689''$,:'-<GP'"
H?&"O4 Q4\'<"b?&"O4],"A !07/89,:/Q,'='*"!," U,*"(4
:(X
'X$,::(,?&"O4
$,::(,?&"O4/!,:8A689'N%$Nh,'(45*?C45*?U,)?U,
4$(?&"O4"E'?U,?=,?&"O4.L:f/!*"V,'"6O68(*"V,'"6; !
47%$(,"2"9<6n,: Q?U,I()?U,?&"O4"E'?U,4$(?&"O4.L:f/!
?U,*"\?(X
GXJ:Q?&"O4
J:Q?&"O4/!,:8A63G2,'(?U,4$(?&"O4)67 Q?&
"O4:7'."E'G(,",:"2<,"89,:*=?&"O4)67 Q*=?&"O4.*,:
%$(,"2"9<6n,:?&"O4X
6Xi3/B?&"O4
i3/B?&"O463G2,'"G(,",:"2<?&"O4*,:'='"3*65,:
*"$5'<"34 N%$Nh,'("9<6n,:63/B?&"O4X
lX2<"5?&"O4)*"U4'"\',M,:'("2<"5.
='G(,",:"2<?&"O46W*#<"9<,"($/3*,:45**+'"\'L6;/!
2<"5?&"O4X
923AC40&@&AB
X•X•X=',"V,*7I,"*@
=',"V,*7I,"*@';*='65,:L&,""8C,:*1'*@<6@,*"P*8A,:?&
"O4L4!'H*"O/!&,""8C,:*1'*@<6@,'$,: !'^$ h0&,<"y4?&"O4L
6@,G$,:/89,: !'S'-$'(*"P*8A,:XŽ$"8Q,:<"=**O,I,"*@:K,/h, Q
,"$'^$?&"O4XŽ$"8Q,:<"=**O,I,"*@:K,/h, Q,"$'^$?&"O4X{\'
4$(67 Q0&,<"y4?&"O4<"H*"$5' !*7'65*M,:*8C,:'(,h,I,"*@L
4\'*"$,"#<"2,*3L'"h$"8Q,:'(:='&"E'/34<"=*L -,6h*@*I24"(N
iE'*8,:'('='47%$(,"2*,:
p='47%$(,"2I,"*@RW"56h'#<6@,C6VN/U,%$(,6@,,"h$'=
,"V,L*+'"\'*,: !,:!/_," 1'X
b,"RW"5<"&,=,"*b,"'5,:6n,:0V$5,: !*b,","V,63'(X
"3*65,:*"l,:$NU,*K'076J,:?d07b*LG6;/_," 1',!N<"&*"$"a*07
6J,:,:8A*"(4:(X
p:8A*"(4:(';*"O/!'=''=,"V,L'='*+'"\'I,"*@RW"5';
,"$'^$?&"O4X
u?&"O4/!45*"3*65,:GP'" HL"S,,D(L"T,"*"\'?&"O4';*"O
/!?K*?$5'"E'*1,:$N2,'",U,,:8A*"(4:(,:!N'!,:6J,:6&Z
p:8A';*"O/!'='*+'"\'ŽL–L"E''Y,:';*"O
/!'='*+,:'J,:*NL'=''J,:*NZ
p7%$(,"2I,"*@:D('=''=,"V,L*+'"\'I,"*@RW"5I"='';/U,
%$(,)'S0CN*@L4J:QL6#/jL'='*+'"\',:V,"!,:L'J,:*N'"\,:
I"=,Z. Q,:8A*"(4:(L,:8A?O$"2,-*6(G3,:C*-*'&'='
I"V$:=46P,"0\'I"tlL*8 -,L*"$<"bZ
p3*65,:I"J,:'"sG>,:/3C,"D,:47%$(,"2:D(,:8A*"(4
:( Q,:8A4!,;'k,<"=**O,*,:47%$(,"2:D(,"\,:,:8A
Q,"($X7%$(,"2,!N689'*"O"2,-*…*,:"3*65,:,"#, !,"89,:
*=X
p7%$(,"2:D(,:8A*"(4:( Q,:8A !:D(,:8A Q
,"($689'*"O"2,%$('='"9<6n,:L6S,L:-N'"\,:,"#,ZX
$%&'(
;?$D0E
"lih$•L4H'L'"8S,:L`$#*,"G(,"?&"O4Ž
2*(4v"9<6n,:?&"O4/!01*"t(*"$#,:D(?U,4$(?&"O4 !G(,"
,:"2<?&"O4L*"l6;?U,4$(?&"O4<"&6;,:<"b?&"O4LG(,"
,:"2<?&"O4<"&*&*h,?&"O4"E'?n*"8A,:I"R&N(01I2,?&
"O4w
9<6n,:?&"O4689''-$*"!,*>,"h$?5<"#,L*dN*"$5' !*>,:
68A,:0K*L68A,:?5 !68A,:"!,:I"J,:
#&>'/
V,:'(*='","24'('='?U,*"(4:(*,:%$=*T," #,'"$NO, !
R@<G"!,:";(
i&4?&(,*!,'"'=''""!,:
c"=**O,'='47%$(,"2%$7'*@
2,.!3/'"4/05
6*78 9::;,<
G&
a. "=,24
Là những nguy cơ xảy ra tổn thất do thiên tai, tai nạn bất ngờ của biển xảy
ra. Những tai nạn,những sự cố xảy ra một cách bất ngờ ngẫu nhiên ở trên biển.
"!,:"&/!,"D,:G*"U,*(L*(,3,?-*,:A*U,?O,:VN(
/!4"8"t,:"!,:";( !<"8S,:*2,'"$NU,'"C
?X='/3"!,:"&
HIJE3K
p"U,*()48(?WL?O,65,:ZC*U,?O,.
p("f('(?O,)6V4 ! Q*!$I"='L?P4K''3,L?P<"="NL'"=NZ.
p='*(,3,?-*,:AI"='
pu'='"2,*89,:'"b,"*PRW"5
H#<
p*"J,:*"8A,:689'?&"O4)/3*>.,"D,:*"8A,:
I"J,:?&"O4*,:4f*8A,:"9<X(:n4?$J,/#$L*P'"*"$L<"=?( VNL
'='"!," 0(/^4'7B'(,:8A*"(4:(?&"O4Z
p<"&?&"O4*"l6h$I2,U,:)'k,:f/!689'?&
"O4*,:*8A,:"9<6E'?2*./!,"D,:/3*>67 Q?&"O4"!,:
"Ξ/!,"D,:6E'?2*L<""!,:"&,"8'"@,*(,"L6T,"'J,:L?3
/3,Z=',!N'"s689'?&"O4,@$';4$(U,:L4$(*"U4X"'"s4$(
?&"O4"!,:"&*"T,"D,:,!N?P/3*>X
pI"J,:689'?&"O4)'k,:f/!/3*>./!,"D,: