BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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C VIT NAM B O
I H H 

C TP TT NGHIP
ĐỀ TÀI
N HONG
CHO VAY N BO M TI
VIT NAM THNG
N THNH M LI, QUN 2,
N 2014 - 2017
SVTT : NGUYN TH 
LP : 
MSSV : 030127110232
GVHD: T
Tp. H   2014
BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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NHN C THC TP
 tin t Vit Nam
CP
C phiu.
TNHH
m hu hn
KHCN


n bm
CSKH


BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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DANH MC BNG BIU
Bng 2.1.1: ng vnh M Li
n 2011-2013 6
Bng 2.1.2: nh M l
2011, 2012,
2013 7
              
 12

 1.2n tr   3
  2.5:   p v       n bo
m 11
 
    -
2013 12

2017c tt thc tp tt nghi BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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MC LC
Danh mc t vit tt
Danh mc bng bi
M u
 GII THIU TNG QUAN V I
C PHN VIT NAM THNG. 1
1.1 Gii thiu tng quan v i c phn Vit Nam Thnh
ng 9
1.1.1 Lch s n. 9
1.1.2  chc: 10
1.2 Gii thiu v nh M Li, Qun 2. 10
1.2.1 Lch s n. 10
1.2.2 n tr   11
1.2.3 M 12
1.2.4 m v  vt cht b. 12
 5
 THC TRNG HO      
N BM TNH M LI. 6
2.1 ng kinh doanh cnh M li. 6
2.2 n ph 16
2.2.1 a ch 8
2.2.2  8
2.2.3 Cho vay du hc. 9
2.2.4  9

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3.1.2 i vng. 32
 25
BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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 GII THIU TNG QUAN V I C
PHN VIT NAM THNG.
1.1 Gii thiu tng quan v    i c phn Vit Nam Thnh

            

                  


               ,
                 
             

1.1.2  chc:
       t Nam Th   i s.
i nghip v, Hi s qu    mi bao g
Giao dch, ch trong c c.
1.2 Gii thiu v  Thnh M Li, Qun 2.
1.2.1 Lch s n.
 Thnh M Lch Thnh M Li  trc
thuc VPBank   H        
ti 638-640 Nguyn Th ng Thnh M Li, Qun 2, TPHCM.
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     ch Thnh M L   c tr 
 Thnh M li hoc lp, chu s a hi s.
n,  Thnh M Ln chim
ch v ch
v t c ng li ca
 Thnh M Ln tng vng cht tri
lai.
1.2.2 n tr  
 n tr  .

 n, thu chi, chuyn khon, gi

1.2.3 M
M    t sc nhim v    i nhu   
VPBank,  Thnh M Li tng
dch v         . V    
nghing thon, gii nghip v Tt c o
 t ca Chi u ca VPBank.
HoNhn tin gi bi t
vay phc v sn xu      ch v   n tin;
Chuyn tii ngoi tdch v th quc t  ni
ch v 
1.2.4 m v  vt cht b.
  Thnh M Li ta lc ti s 638-640 Nguyn Th  ng
Thnh M Li, Qun 2, TPHCM. Vi kt cu 2 tng, s dng lu c
c 
dng c 
Nhm to cn nhChi
 Thnh M Lc b p lp m  gh 

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c v c u           
i giao dch t
 m bng ca  Thnh M Li din ra thun l
c trang b c v dng c 
t n
c trang b 1 t lnh phc v nhu cu c
I

VAY

CHO
VAY/HUY



TRUNG



2011
95,946
8,086
24,662
7,681
40,429
42.14%
2012
76,757
14,533
45,324
6,203
66,060
86.06%
2013
81,554
8,690
54,866
16,330


DOANH THU


2011
22,178
20,437
1,740
2012
23,287
21,285
2,002
2013
29,109
27,047
2,062




  




BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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


 t: c nh hoc th ni theo th ng.
 M v xe mi,
nu bm bn h mua xe.
2.2.3 Cho vay du hc.
 
hc hoc s hoch du h
 ng kho sung h ng vn du
hc
tp.
 u kin khou kii
vay ph khn tr n chc chn,
ng sn, giy t c chp thu
 Mc cho vay: theo nhu c  n ca ni
 n th chp, hoc 10 y t 
 Thi hn cho vay theo thi gian du h
sut c c th ni vi thi h
2.2.4 
 lon ph
ng nhu cng c 
c v sinh ho lu kin v khon vay,
mc cho vay, thi hc tr n nh ca VPBank.
2.3 n bm.
2.3.1 
-  n li, kh ng cao.
BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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- Chng t       c do NHNN ho 
NHTMCP thuc danh mc VPBank chp nh
- i 2 t ng, s d


 Nh i  Hi
c 1 : Tip h n.

c 2 : Tip nhn h n.

    c
hi      p t

c 3 : Th
c 4: Tp hp h 
t.

ng hng th chp/ b




  

 BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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


NG

T


T
TRNG


TRUNG
HN


2011

14.53%
68.76%
16.71%
2012
14.61%
68.61%
16.78%
2013
18.13%
68.68%
13.19%
(Nguồn: sao kê tín dụng VPBank 2011-2013)

BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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              Chi
 -2013. 2.7 u t n hom bo
ti  Thnh M Li.
2.7.1 u t 
- Chng dch v ng tc cho vay, thi gian
gin
Khoảng cách 1: Xut hi t gia k vng c
dch v s nhn thc c nhng k v

Khoảng cách 2: Khoc hic
ng dch v.
Khoảng cách 3: Xut hin giao dch v
nh.
Khoảng cách 4: a cht ng dch v thc t  k
vng cng cng
p th.
Khoảng cách 5: Sau khi s dng dch v        t
ng dch v  cm nhc vi chng dch v  vu.
ng tt k vu c
mung cung cp dch v cng thi
 qun trn lin v cp
dch v.
BÁO CÁO THỰC TẬP GVHD: Ths LƯU THU QUANG

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- .




      


              

     

 ACB
y 
i tt: ACB
Slogan: “Ngân hàng của mọi nhà”
n th
  li
mt s i th cnh tranh ch ych gn khu vc Chi
 Thnh M L ng cho vay
ng c
cng Nguyn Th  c la
chp cch vi mt v
 