Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
!
"
"#$%&
'(
"#$%&'(
'(
"#$%&'(
)*%+
!"#$%&#'(')*+, #'*/#$0*1
!"#$'(2,3',)#,$*4 '567$*3
8 !"#$'(#$9#%&#%: ;
<=
>?@ABC
D-E'!"#$, !"#$%
D-E'!"#$6,-%: %)!F'G8;
D8-E'!"#$6#$642636HI6,%J')*6,K#,+,368L
8?M?NO
>?@
AB
8 !"#$'(#$9#%&#%: ;
<=
>?@ABC
D-E'!"#$, !"#$%
D-E'!"#$6,-%: %)!F'G8;
D8-E'!"#$6#$642636HI6,%J')*6,K#,+,368L
8?M?NO
>?@
AB
8*.*2,32'PQ6'*R2C
8*.*2,32,S'PT;
88U*R##$,IC
88U*R##$,I%V*,)GV6C
88U*R##$,I%V*WC8
888U*R##$,I%V*:XX:#+642'PY#CD
,-
/,0.1
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
8
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
NHNN Ngân hàng nhà nGV6
NHTM Ngân hàng thGZ#$[E*
HBB Ngân hàng thGZ#$[E*6\2,F##,)
)"*
HBB – CN Hà Đông Ngân hàng thGZ#$[E*6\2,F##,)
)"*A6,*#,3#,)]#$
NH HBB – CN Hà Đông Ngân hàng thGZ#$[E*6\2,F##,)
)"*A6,*#,3#,)]#$
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
34556&7
8 "
33,95 "
333,:;<=<>?@ABCDB<E?DFG=HI=:A=HJ:KL=H?M<
U,3*#*a[#$h#,)#$',GZ#$[E*
,-!R#',5*!*e[,*a##: 67P4'#,*/+,3*#*a[%/•€w`
#$G5*':!I#,#$,•:$h#,)#$',GZ#$[E*k)6]#$' +*#,H-:#,'*/#'a`
6, Y#6#$642HI6,%J')*6,K#,%),-E'!"#$'P-#$#$)#,6]#$#$,*a2HI6,
%J')*6,K#,
E-kb'#$h#,)#$6m:?,32‚LDƒ6„#$!v!I#,#$,•:•…$h#,)#$
',GZ#$[E*k)#,l#$†K#$,*a2,: 6Zgn[)#$,/#$,*a2',G5#$† Y#k)
#,b#'*/#XE66m:6]#$6,}#$HGV*,f#,',c6+p',36`,-r6HGV*636,f#,',c6
+,36%)g0HJ#$')*#$ Y#!76,-6,K#,,z'P-#$636#$,*a2%J%/6,*R'
+,4`'K#HJ#$%)')*6,K#,‡
! "#
$% &' ()%*%+, -./%
&0 1.2)%* 34*% 5%56%
73 789.: ;/*<%)%;&'
=
(#,l#$#,b#!I#,'PY#67',e',4 k)["''P-#$#,l#$!I#,
6,R')*6,K#,[)!r6'PG#$k)6#$642!:HE#$636HI6,%J')*6,K#,%V*
#$,*a2%J6ZX.#k)#,b#'*/#$0*`6,-%: %)6#$c#$636HI6,%J',:#,
'-3#$-)*P:`6y#6#$642#,*/HI6,%J+,36#,ˆ[', [v#'&*
!:#,6F%/g.#2,‰[HI6,%J6m:†v,"*
r6!*e[#$h#,)#$',GZ#$[E*
:$h#,)#$',GZ#$[E*k)["'H-:#,#$,*a2!r6',q+*#,H-:#,'P-#$
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
!I#,+s+*e[g-3''PGV6+,*6,-%: `'P-#$%)g:+,*6,-636H-:#,#$,*a2
%: %&#
t676,c6#^#$'E-'*/#•U,*+R',T26,c6#^#$'P#$$*:#'K#
HJ#$%)6,c6#^#$'P#$$*:#',:#,'-3#'E-6,-67+,.#^#$'E-P:
'*/#$,*g\'PY#')*+, #'*/#$0*',:#,'-3#6m:+,36,,)#$'E*(
["'kGT#$'*/#$0*X:#!F`j:#$,*a2%J6,-%: HGV*,f#,',c66, e#
+, #!vk)[6,-g&HG'PY#')*+, #'*/#$0*'P-#$,a',&#$'^#$
kY#
Hk)'\6,c667#$)#,`#$,/+*#,H-:#,67!*/+*a#$)#,
#$,/+*#,H-:#,67!*/+*a##,l#$#$)#,#$,/[)•b'`?,32ka#,`$,I
!I#,j !I#,636!*/+*a#,: Y6F[)H-:#,#$,*a22,.*!32c#$+,*
+*#,H-:#,636#$)#,#$,/!7&*%V*`!*/+*a#'&*',*e%/%&#
2,32!I#,k)___'Ž!9#$
~&#%))*g.#•
t*/#, !"#$!GT66m:#$G5*$0*$z*k)JA<NO=P=QR6m:#$h#,)#$
*/#6,-6]#$' %)63#,h#%: kE*6„#$#,G'*/#$0*n636#$h#,)#$+,36
%)g&'P3*2,*R#$h#,)#$gn,l$z*k)JA<NO=PDSR6m:#$h#,)#$
t?,F#6,Y#,ka6,$*l:g&'*/#, !"#$!GT6%)g&'*/#!~[6,-%: `
$0*#$h#,)#$%)[:'P3*2,*R$z*k)@T=JUDS6m:#$h#,)#$',GZ#$[E*
t?,F#')*g.#67'K#,',:#,+, #!GT6$*l!e!/2,y#$'PG5#$,T2'*/#
$0*%)-#$h#,)#$XIP}'P:!"'#$"'$z*k)'ŽkaHQ'Pl6m:#$h#,)#$
t-)#X"g&%m:#$h#,)#$!GT66,*:k)[,:*k-E*•%ʂ%)%&#
642••ᤚy#$z*k)%&##y#$6&'`%/6ZX.#X:-$9[%&#!*/ka
6"#$%V*kT*#,b#+,]#$6,*:6"#$%V*636jwHQ'Pl!GT6kb2'PY#6Zgn
'PK6,kb2'(kT*#,b#6m:'\6,c6'K#HJ#$#,GjwHQ'PlX\g#$%&#!*/ka`
jwHQ2,y#$')*6,K#,%)jw!F'G2,3''P*e#
•ʂ%/6ZX.#X:-$9[•‚*ƒ2,F#$*3'PI'^#$',Y[H-!I#,$*3kE*
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
C
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
t&*%V*+,36,,)#$•-E'!"#$, !"#$%m:#$h#,)#$6#$642
6,-+,36,,)#$+Y#,!F'G%&#:#'-)#`'K6,k„ #$9#'*/##,)#PS*6,-
'GZ#$k:*67g*#,k5*o$*}2+,36,,)#$'*R26b#!GT6636HI6,%J'*a#K6,6m:
#$h#,)#$`!r6X*a'k)HI6,%J',:#,'-3#j:#$h#,)#$%)636HI6,%J'K#
HJ#$6m:+,36,,)#$6F#%,-g.#†4'+*#,H-:#,,-r66F#6,-'*YHq#$
63#,h#
-E'!"#$6,-%: %)!F'G
:$,*a2%J6,-%: •
$9#%&#, !"#$g:+,*!v',Q6,*a##$,*a2%J#$h#jw‚#$,*a2
%Jk*Y#j:#!R#%*a6!*/,)#,#$h#jw6m:#$h#,)#$#,ˆ[H 'Pf#^#$
kQ6',:#,'-3#Xf#,',G5#$ƒ`gŒ!GT6g0HJ#$!e6,-%: $,*a2%J6,-%:
k)#$,*a2%J!r6'PG#$#,4'6m:$h#,)#$,GZ#$[E*7'E-P:,f#,',c6
'K#HJ#$#$h#,)#$%)#$h#,)#$gŒ'*R#,)#,2,h#2,&*67'Pz#$!*e[#$9#
%&#!v,f#,',)#,'P-#$#$,*a2%J, !"#$`!*/'*R'%&#'(#Z*',(:!R##Z*
',*R`X\g#$%,-g.#†4'+*#,H-:#,&*%V*#$h#,)#$`!h k)#$,*a2
%Jj:#'Pz#$#,4'`g0HJ#$2,F#kV##$9#%&#%)'E-P:',#,b26,m R
‘Q:%)-'K#,6,4'%),f#,',c66,-%: #$,*a2%J'K#HJ#$!GT6
2,h#',)#,•
’ƒ>?%#
t,-%: X4'!"#$g.#•k)k-E*6,-%: k*Y#j:#!R#%*a6[:gx[%)
†h HQ#$X4'!"#$g.##,)n`!4'!:*
t,-%: 6]#$#$,*a2%)',GZ#$[E*•k)k-E*6,-%: #$x#,E#!eX\
g#$%&#kG!"#$6,-636H-:#,#$,*a2'P-#$k•#,%Q66]#$#$,*a2`',GZ#$
[E*%)HI6,%J
t,-%: #]#$#$,*a2
t,Y[:%)636k-E*+,36
’ƒ>?%0(.=
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
_
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
t,-%: 'P.$72•k)k-E*6,-%: [)+,36,,)#$2,.*,-)#'P.%&#$&6
%)kv*',~-!I#,+s
t,-%: ,-)#'P.',~- Y6F
’ƒ %)(.52#$h#,)#$6y#',Q6,*a#636#$,*a2
%JX kv#,6,-+,36,,)#$Xˆ#$ 'K#6m:[f#,&*%V*k-E*#$,*a2%J#) `
#$h#,)#$+,]#$2,.*6#$642'*/#`#,G#$+,*#$G5*!GT6X kv#,+,]#$
',Q6,*a#!GT6#$,•:%J',~-,T2!9#$',f#$h#,)#$2,.*',: ',R!e',Q6
,*a##$,•:%J',:#,'-3#f',R`#$,*a2%J#) 6y#!GT6$z*k)'K#HJ#$Xˆ#$
6,l+pK#HJ#$Xˆ#$6,l+pX:-$9[•'K#HJ#$6,42#,b#`'K#HJ#$6,c#$
'(`X kv#,6m:#$h#,)#$
X$,*a2%J!F'G•
$h#,)#$',:[$*:%)-!F'G`[:X3#6,c#$+,-3#'PY#',I'PG5#$
6,c#$+,-3##,ˆ[[J6!K6,'f[+*R[kT*#,b#'(kT*'c66,c#$+,-3#%)'(
6,Y6,ka6,',I$*36,c#$+,-3#[:X3#'PY#',I'PG5#$
$-)*P:`#$h#,)#$6y#',Q6,*a#,q#%&#`k*Y#H-:#,j:!7'PQ6'*R2
$72%&#%)-636H-:#,#$,*a2!e',)#,kb26]#$' `†K#$,*a2[V*
8#$642636HI6,%J')*6,K#,+,36
AB!.9#$h#,)#$',~-gQŽ#,*a[6m:+,36,,)#$gŒ
6, e#'*/#!e!32c#$#,6F6,*Hq#$6m:,z7,:*2,GZ#$',c66, e#
'*/#k)6, e#'*/#Xˆ#$!*a#%)6, e#'*/#Xˆ#$',G
AC,% #,~-#,l#$ka#,Ž#,*a[',,-r6Ž#,*a[
6,*`#$h#,)#$gŒ'*R#,)#,'PK6,'*/#'PY#')*+, #'*/#$0*6m:+,36,,)#$
6, e#'P.'*/#,)#$,-3`HI6,%J!v#,b#,-r6',Q6,*a#',,"'*/#,)#$+,*
#,b#!GT66,c#$'(+,36,,)#$#,5',,"
A ;D#•)#$,*a2%J[)#$h#,)#$',Q6,*a#',~-gQŽ
',366m:+,36,,)#$'P-#$%*a6j.#kp')*g.#`6, e#$*:-')*g.#',(:+R`
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
X j.#6,c#$+,-3#`%)#$XE6`$*4 '567$*3!e,Gn#$,-:,9#$
!x2Xn*#$9#%&#Š‘-!7`636#$h#,)#$6)#$67%&#ŠkV#`6)#$
'E-#*/['*#6,-#$G5*$0*'*/#%)#$G5*6,-%:
•&#Š67%:*'Py'E-kb2'G636,2,32#,h#%)H 'Pf,-E'!"#$6,-
#$h#,)#$76,K#,k)g&%&#'&*',*e!F'*Y#',~-j !I#,6m:2,32kb'
!e[:gx['P:#$',*R'XI`#,b26]#$#$,a`†h 'PJgn‹
•$-)*P:`%&#Š67%:*'Py!*/6,“#,636,-E'!"#$6m:#$h#,)#$
#,Gj [],-E'!"#$6m:#$h#,)#$`'Žkaj []'*/#$0*‹
X&##T•
tU,3*#*a[•U,36%V*k-E*,f#,H-:#,#$,*a2+,36`%&##T6m:
6,*R['Ž'Pz#$kV#,Z#P4'#,*/g-%V*%,m%)k)k-E*%ZX.#!e')*
'PT6,-636H:#,[J6')*g.#6m:&##T!GT6, !"#$'(#$9#
'*/#$0*`%: %)["'g&k-E*+,36
t:*'Py•7',e#7*`#R%&#Š67%:*'Pyj:#'Pz#$!e#$h#,)#$
!GT6!*%)-,-E'!"#$%)k)!a[!•+,]#$',e',*R6m:#$h#,)#$',f%&##T
kE*j R'!I#,gQ'9#'E*%)2,3''P*e#6m:636#$h#,)#$PY#6Zgn%&##T
'E-kb2`#$h#,)#$g0HJ#$!e6,-%: `!F'G%)-6,c#$+,-3#`[:gx[')*
g.#6&!I#,`'*/#$0*'E*636#$h#,)#$+,36%)!GT6',Q6,*a#HQ'Pl',~-j
!I#,!e!.[X +,.#^#$',:#,'-3#– []`6Z646m:636#,7[')*g.#
#) !GT6†36!I#,["'2,F#HQ:%)-j []`6Z64%&##T,G%b `%&#
#T67%:*'Py,R'gc6j:#'Pz#$'P-#$%*a6j R'!I#,H:#,[J6')*g.#!F
'G`'(!7.#,,Gn#$!R#',#,b26m:
$-)*P:`j []%)+R'646m:%&##T6„#$.#,,Gn#$P4'kV#'V*gQ:#
#$ ,-E'!"#$6m:ŠQ+,]#$2,q,T2$*l:%*a6, !"#$%&#'(XY#
#$-)*%)%*a6g0HJ#$%&#%/',5*,E#`!"#,E 6.[%V*kv*g4'`j []636
k-E*'*/#67',eH—#!R#636Pm*P-%/',:#,'-3#`kv*g4'`'Ž$*3[)#$h#,)#$
2,.*$3#,6,I
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
D
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
6$9#%&#+,36•:-$9[#$9#%&#')*'PT`m ',36!F'G`%&#!e
UŠ-#$+,]#$!GT6g0HJ#$6366]#$6J',:#,'-3#!e6,*'P.6,-#$G5*
+,36Š&HG'*/#$0*#) +,]#$kV##,G#$K'X*R'!"#$`%f%b !&*%V*k-E*'*/#
$0*#) 636',G5#$'P.kv*g4'6:-,Z#g-%V*'*/#$0*',:#,'-3#
GH., 4 3/*8*J(
V*[J6!K6,$*&#$#,GU+,]#$+s,E##,G#$!r6!*e[#\*Xb'
6m:U67+s,E#k)#$G5*$0*'*/#6,“67',eP}'g:["'+s,E##,4'!I#,
',~-',|:',b#%V*'\6,c6#,b#U%)67[c6kv*g4'6:-,Z#g-%V*
'*/#$0*'*R'+*a[+,]#$+s,E#R67gQ',|:',b##$: +,*$0*'*/#',f
+,*P}''PGV6,E#`#$G5*$0*'*/#gŒ!GT6,Gn#$[c6kv*g4'+,]#$%GT'j3
kv*g4'!&*%V*U+,]#$+s,E#$GT6kE*`#R+,]#$67gQ',|:',b#
'(X:#!F',f#$G5*$0*'*/#2,.*6,I["'[c62,K+,*P}''PGV6,E#•-E*
,f#,'*R'+*a[#) +,3j~#',"6n*a':[`636*a':[',G5#$
, !]#$%&#'*R'+*a[67',5*,E#2,-#$2,}'(8',3#$!R##^[
&*%V*%&#, !"#$'('*/#$0*6,*2,K',42#,G#$'4'6.636k-E*
'*/#$0*!/67',eP}''PGV6,E##Y#'K#,\#!I#,+,]#$6:-` Y6F636
6F#2,.*!.[X ["'636,,T2kp+,.#^#$',:#,'-3#`6,*'P.6,-
+,36,,)#$
!"#$'(2,3',)#,$*4 '567$*3
36$*4 '567$*3‚ƒk)6366]#$6J#TH-#$h#,)#$2,3',)#,!e
, !"#$%&#'PY#',I'PG5#$$9#%&##) 'GZ#$!&*\#!I#,!eg0HJ#$
6,-[J6!K6,#)-!7•v*g4'6m:2,J',"6%)-gQ6F#',*R'6m:%*a6
, !"#$%&#'PY#',I'PG5#$',G5#$6:-,Z#kv*g4'6m:'*/#$0*'*R'+*a[67
+s,E#',]#$',G5#$
36H-#$h#,)#$2,3',)#,$9[67+s2,*R`'P3*2,*R`6,c#$
6,“'*/#$0*67[a#,$*3,~-6,‰#[Q6+R'-3#*a':[`67X:2,GZ#$
',c62,3',)#,k)•?,3',)#,#$:#$$*3`2,3',)#,676,*R'+,4`
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
2,3',)#,672,J'P"*/,f#,',c6'P.kv*•P.kv*'PGV6`'P.kv*g:%)'P.
%)!F'G'P-#$+,*%—#', [v#636 Y6F'GZ#$†c#$$*l:, !"#$%)
g0HJ#$%/6362,GZ#$H*a#j*[]`',5*,E#'K#,\#!I#,,~-#$ Y#kp
6,#$`#,l#$#$9#676,*2,KX*Y#',42#,4'gŒk)#$9#67G',R#,4'%/
2,GZ#$H*a#6,*2,K
•^#$!GT6kT*#,b#6,-#$h#,)#$[)+,]#$#,4'',*R'2,.*6,42
#,b##,l#$Pm*P-6:-H-gc6i2'^#$6,*2,K%&#•T*#,b#6m:#$h#,)#$
%/6ZX.#gŒXˆ#$'\#$',#,b2'P(!*6,*2,K%)',R`!-!7%*a6'^#$kT*
#,b#Xˆ#$636,'^#$',#,b2‚',]#$j:%*a6!F'G%)-')*g.#g*#,k5*
6:-'GZ#$c#$%V*Pm*P-6:-ƒgŒ[E-,*e[,Z#k)636,j.#kp,*aj.
6,*2,K%&#
DU\:d:Q\H<eG:Z^BX=H@T=@ANfgh=H@T=@ijk:M=
36H:#,[J6')*g.#6m:#$h#,)#$6„#$6F#!GT6†~[†i'HGV*$*36
!"6Z64',5*,E#!e†36!I#,gQ2,q,T2%V*#$9#%&#
AKJ( "- L=
36+s,E#H:#,#$,•:',G5#$$x#%V*["'[c6kv*g4'#,4'!I#,`',~-
†,GV#$#$9#67+s,E#H:#,#$,•:6)#$H)*`kv*g4'6)#$6:-Us,E#
H:#,#$,•:k)["'6,“'*Y2,.#3#,'K#,\#!I#,6m:#$9#%&#Us,E#H:#,
#$,•:67p#$,•:j:#'Pz#$!&*%V*,-E'!"#$6m:#$h#,)#$
AKJ(:- L=
Us,E#',Q6'R6m:#$9#%&#k)',5*$*:#[)+, #%&#!7'9#'E*k*Y#
'J6'E*["'!Z#%I#$h#,)#$36#,h#'&.#,,Gn#$'V*+s,E#H:#,#$,•:
!/'36!"#$!R#+s,E#',Q6'RY#6E#,!7`kv*g4'6E#,'P:#,$*l:636
#$h#,)#$`$*l:636#$9#%&#`#,6F6,*'*Y!"'†4'6„#$.#,,Gn#$'V*
+s,E##)
AM68*6? .9*J(- L
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
C
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
g9ZO=lmJTJD;DlWM<nF<nWl<b=oZG=Bp=:Z^BX=H@T=
AN6)O5-5)P7<
[]%&#, !"#$
$GT6kE*`#R%&#!GT6g0HJ#$67,*aj.`kT*#,b#',!GT6$*:
'^#$'E-!"#$kQ66,-#$h#,)#$'*R#,)#,'^#$6G5#$, !"#$%&#!e'*R2
'J6[nP"#$+*#,H-:#,
R=S=R=S=T.%Q.I- $%
f#,.#,6m:#$h#,)#$67'36!"#$+,]#$#,|!R#6]#$'36, !"#$
%&#Y#6E#,[J6!K6,$0*'*/#!e',kT*#,b#6:-',f#$G5*$0*'*/#6y#
6,}p~!R#'K#,:#'-)#6m:+, #'*/#$0*e, !"#$!GT6kGT#$%&#kV#
',f#$h#,)#$2,.*'E-6,-[f#,,f#,.#,!˜2`X/',R`'E-!GT6#*/['*#6,-
+,36,,)#$!e,z!~['*/#$0*%)-#$h#,)#$U,*'E-!GT6#*/['*#6,-
+,36,,)#$',f,z67',eg™#g)#$, g*#,["'+, #kv*!e67',e67!GT6
+, #'*R'+*a[!.[X `K'Pm*P-$GT6kE*`+,*#$h#,)#$+,]#$67 'K#`
',f67',e67["'[c6kv*g4'6:-,Z#636#$h#,)#$+,36%—#+,]#$',e',
,}'!GT6+,36,,)#$r'+,36["'#$h#,)#$67 'K#gŒk)k36,x#!eX
%a6,-#$h#,)#$+,]#$[x62,.*'f#,'PE#$P}''*/#9E'6m:#$G5*$0*H-
#,l#$',]#$'*#'*Y6Q6'(H7H—#!R#[4'+,.#^#$',:#,'-3#
ši'%/j []#$h#,)#$`["'#$h#,)#$kV#%V*,a',&#$6366,*
#,3#,`2,y#$$*:-HI6,P"#$+,x2gŒ'E-!*/+*a#'&',Z#6,-6]#$'36,
!"#$%&#n*%f+,*67[E#$kGV*P"#$kV#',f636#$h#,)#$gŒ67#,*/
!*/+*a#!e'*R26b#%V*+,36,,)#$,Z#P-#$!*/+*a##GV6':,*a##: `
63667',e'*R26b#!GT6%V*!&*'GT#$H-:#,#$,*a2H{H)#$`'
#,*Y#%V*!&*'GT#$Hh#6G',f6y#$r2#,*/'Pn#$E*a',&#$2,h#2,&*
P"#$+,x2gŒ$*}26,-636#$h#,)#$'*R#$F#,Z#%V*'F#$kV2Hh#6G`'E-
!*/+*a#6,-,z67',e$*:-HI6,%V*#$h#,)#$["'636,H{H)#$,Z#`'(!7
6„#$'^#$6G5#$!GT6#$9#%&#, !"#$$GT6kE*["'#$h#,)#$j
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
_
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
[]#,|`[E#$kGV*$*:-HI6,,E#6,RgŒ6.#'Pn6]#$'36, !"#$%&#,z`!7
k)!*/+,]#$',e'P3#,+,|*
.#,6m:#$h#,)#$'PGV66]#$6,}#$Š.#2,‰[HI6,%J[)#$h#,)#$6#$
642k)#,l#$g.#2,‰[,l,f#,`!*/#) gŒ'E-'h[kpk-gT6,-+,36,,)#$
,]#$j:%*a66m#$6&636 R'&%b'6,4''36!"#$'PQ6'*R2!R#$*36j:#
6m:+,36,,)#$636#$h#,)#$gŒ$*.[',*e!GT6X4'kT*#) šh HQ#$["'
'PJgnX/',R`%^#2,y#$k)[%*a6,*a#!E*gŒ'E-6,-+,36,,)#$gQ'*#'Gn#$
%)-#$h#,)#$76„#$6,K#,k)6Zgn!e63667',eH 'Pf`+, R#
+,K6,`',,}'+,36,,)#$
Y#6E#,!76]#$#$,a#$h#,)#$6„#$k)["'#,h#'&j:#'Pz#$
j R'!I#, 'K#%)%I',R6m:636V*["'6]#$#$,a,*a#!E*636
[V*67',e6#$c#$!GT6636HI6,%J6,4'kGT#$6:-`#,:#,6,7#$`
',b#'*a#6,-+,36,,)#$'P-#$j3'Pf#,$*:-HI6,%V*#$h#,)#$P-#$†
,GV#$2,3''P*e##$) #: `6362,.*!‰ [E#,c#$HJ#$636',)#,'Q
,*a#!E*`#,4'k)6]#$#$,a',]#$'*#76,-2,i263667!*/+*a#
'&',Z#!e#x[Xx'["'636,!F !m,Z#636',]#$'*#'(2,K:+,36,,)#$`
$*.[',*ePm*P-6,-#$h#,)#$(!76366„#$67',e'P*e#+,:*636
k-E*,f#,HI6,%J[V*`[nP"#$,Z##l:!&*'GT#$+,36,,)#$6m:[f#,r'
+,36%*a6g0HJ#$6]#$#$,a,*a#!E*gŒ$*}26,-636'*R'+*a[!GT6
["'+, #6,*2,K!3#$+e`6„#$#,G'*R'+*a[',5*$*:#$*:-HI6,`'^#$!":#
'-)#6,-+,36,,)#$`#h#$6:-6,4'kGT#$636HI6,%J[)#$h#,)#$6#$
c#$]#$#$,a',]#$'*#$*}26,-636+,36,,)#$'*R26b#`'f[,*e`k4
',]#$'*#%/636%)636HI6,%J[)6366#$642["'636,H{
H)#$`',b#'*a#,Z#E-!GT6%I',R'&'`'(!763667',egŒ,
!"#$!GT6["'kGT#$%&#'('4'6.636!&*'GT#$+,36,,)#$
R=S=R=X=>@., - $%
U,36,,)#$6m:P4'!:HE#$%)2,-#$2,}S*+,36,,)#$kE*
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
67#,l#$#,6F+,36#,:%/636HI6,%J#$h#,)#$6#$642f%b !e
',,}'!GT6#,*/+,36,,)#$6366F##x[Xx'!GT6#,l#$#,6F
'(#$',5*+s#,4'!I#,[),K#,?,m6q#$%V*gŒ',Q6,*a#6366,K#,
g36,'*/#'a+,36#,:•[nP"#$,: ',x'6,r'U,*#/#+*#,'R2,3''P*e#j3
#7#$`kE[2,3'6:-',fgŒg0HJ#$6,K#,g36,'*/#'a',x'6,r'•'^#$'Ž
kaHQ'PlXx'X"6`'^#$kv*g4'6,*R'+,4‹#,ˆ[$*.[XV'kGT#$'*/#'P-#$
kG',]#$$GT6kE*+,*+*#,'R6,b[2,3''P*e#`6F#+, R#+,K6,!F'G
kE*g0HJ#$6,K#,g36,'*/#'a[nP"#$#,ˆ[+K6,',K6,2,3''P*e#+*#,
'R366,K#,g36,'*/#'a!76m:,K#,?,mgŒ'36!"#$!R#%*a6$0*'*/#6m:
Hh#6GP-#$!*/+*a#'*/#'a',x'6,r'',fkGT#$%&#, !"#$!GT6gŒ',42
%)#$GT6kE*
r'+,366366,K#,g36,'*/#'a6m:,K#,2,m6„#$67'36!"#$P4'kV#
!R#636,-E'!"#$6m:636'P-#$!767,-E'!"#$, !"#$%&#
R=S===EI5&0 */A1P,
k)["'6,m',e6m:#/#+*#,'R`[z*,-E'!"#$6m:!/
6,I'36!"#$6m:[]*'PG5#$+*#,'R†v,"*†#$j:#,-E'!"#$, !"#$
%„#$+,]#$2,.*k)["'#$-E*kaŠQ2,3''P*e#+*#,'R67'36!"#$P4'kV#
!R#,-E'!"#$, !"#$%m:636/#+*#,'R'^#$'PGn#$%V*'&6
!"6:-%)\#!I#,k)!*/+*a#!e#h#$6:-!5*g&#$#,h#Hh#5*g&#$!GT6
#h#$6:-`[c6!"'K6,k„ 6m:#$G5*Hh#6„#$gŒ6:-,Z#gŒH—#'V*#$h#
,)#$, !"#$!GT6#,*/%&#,Z#r'+,36`+,*+*#,'R2,3''P*e#`†v,"*
\#!I#,#,6F6m:#$G5*Hh#%)6m:636H-:#,#$,*a2!&*%V*636HI6,%J
#$h#,)#$6„#$kV#,Z#`#$G5*Hh#6„#$gŒ'*#'Gn#$,Z#%)-,-E'!"#$6m:
#$h#,)#$Y#6E#,636#,6F!e2,J6%Jg.#†4'+*#,H-:#,',f'P-#$
6"6g&#$,)#$#$) #$G5*':6„#$gŒg0HJ#$#,*/HI6,%J#$h#,)#$,Z#
Sinh viên: Nguyễn Thị Hương Giang Lớp: TCDNK21.B
D
Chuyên đề thực tập tốt nghiệp GVHD: PGS.TS. Trần Đăng Khâm
%f636'*a#K6,6m:#77k)#,l#$#,6F%/j.#kp')*g.#`X j.#')*
g.#`'G%4#!F'G`‹+,]#$6,“!&*%V*H-:#,#$,*a2[)!&*%V*63#,h#r6
X*a'k)%*a6',:#,'-3#+,]#$Hq#$'*/#[r'gŒ#$) 6)#$2,3''P*e#
$GT6kE*+,*#/#+*#,'R'Pf'a`+i[2,3''P*e#`†v,"*+,]#$\#!I#,
Copyright: Tài liệu đại học ©