TẠP CHÍ ĐẠI HỌC SÀI GÒN Số 7 - Tháng 9/2011

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HOẠT ĐỘNG PHỐI HỢP GIỮA QUỸ BẢO LÃNH TÍN DỤNG
VỚI CÁC NGÂN HÀNG THƯƠNG MẠI VÀ TỔ CHỨC HIỆP HỘI
TRONG VIỆC BẢO LÃNH TÍN DỤNG VÀ TRỢ GIÚP
DOANH NGHIỆP NHỎ VÀ VỪA Ở VIỆT NAM
TRƯƠNG VĂN KHÁNH
(*)
VÕ ĐỨC TỒN
(**)

 












ABSTRACT
1

The Credit Guarantee Fund for small and medium enterprises was established to help
these enterprises develop through the issue of credit guarantees to good business projects
of the enterprises who do not have mortgaged assets to borrow bank loans, and also to

    
      
       
   

      

        
DNNVV
        
  
       
doanh bình 

       




       

   
       



  
     
        


     

*   

BLTD.
*      
        

     
     
     

2.1. Hoạt động phối hợp để cấp BLTD
      
3

       
 ng qua BLTD.    
       

       
       
      


   



         
      


        
TCTD. Bảng 1: Số lượng các DNNVV được BLTD và doanh số, số dư BLTD từ năm 2008
đến 2010
Chỉ tiêu
Năm 2008
Năm 2009
Năm 2010
- 
80
231
375
- 
114.280
536.458
835.691
- 
122.980
624.663
1.131.917

16.300
6.500
4.200
5.600

850


2.3. Những hạn chế, tồn tại trong
hoạt động phối hợp
      
   

       

 mà


       
       
       

      
        

-    



       

5
       
          

 

 

       
sách .
2.4. Nguyên nhân của những hạn chế
-       
 



       

- 

       


       

        

-       
 
   

 

      
  

      




-       
NHNN       

       


- 
 

    
6
        


  PHÁP   

3.1. Tạo môi trường về pháp luật và

        
BLTD cho các DNNVV.
3.3. Tăng cường hợp tác giữa Quỹ
BLTD với các TCTD để cấp tín dụng và
BLTD cho các DNNVV với hoạt động trợ
giúp phát triển DNNVV
       



       

        



3.4. Quỹ BLTD cần có chiến lược
phát triển lâu dài và kế hoạch thực hiện
hoạt động phối hợp với các TCTD để cấp
tín dụng và BLTD cho các DNNVV

      



   


        
DNNVV.


       

       
      
 


-        
      

    
        lãnh tín

DNNVV.
-     
   
   n     

       
       


3.7. DNNVV cần duy trì và phát triển
hoạt động đã được cải thiện sau khi được
tư vấn, trợ giúp





 8

TÀI LIỆU THAM KHẢO

1. 

2. 

3.               

