BăGIỄOăDCăVẨăẨOăTO
TRNGăIăHCăKINHăTăTPăHăCHệăMINH
 LểăNGCăLIểN CỄCăNHỂNăT NHăHNGăN QUYTăNH
LA CHNăNGỂNăHẨNGăTHANHăTOỄNăQUC T
CAăCỄCăDOANHăNGHIP XUT NHP KHU
TRểNăAăBẨNăTP.H CHệăMINH
LUNăVNăTHCăSăKINHăTể
 

BăGIỄOăDCăVẨăẨOăTO

chnăngơnăhƠngăthanhătoánăquc t caăcácădoanhănghip xut nhp khuătrênă
đaăbƠnăTP.H ChíăMinhu c
 li c thu th dng mc.
Kt qu a bt c
lu  bt c 
c

 lu
LêăNgcăLiên

ii

MC LC
Trang ph bìaă
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LIăCAMăOANă i
MC LC ii
DANH MCăKụăHIUăCỄCăT VIT TT vi

2.4.5. S thun tin 36
2.5.ăMôăhìnhănghiênăcuăvƠăcácăgi thuyt 38
T́măttăchngă2 39
Chngă3:ăTHITăKăNGHIểNăCU 40
 40
 42
3.2 44
3.2ng 45
 48
T́măttăchngă3 49
Chngă4:ăKT QU KIMăNHăMỌăHỊNHăNGHIểNăCU 50
4.1.ăMôăt mu 51
4.2. Kimăđnh h s tin cyăCronbach’săAlpha 54
4.3.ăPhơnătíchăyu t khámăpháăEFA 60
 - Bic lp 60
 - Bin ph thuc 65
4.4.ăPhơnătíchăhiăquyăđaăbin 66
4.4.1. Ln 1 66
 s n 1 66
iv

4.4.1.2. Kt qu i quy ln 1 67
4.4.2. Ln 2 70
 s n 2 70
4.4.2.2. Kt qu i quy ln 2 70
4.5.Dòătìmăcácăviăphm gi đnh cn thit 72
4.5.1. Gi  tuya bin ph thuc l n
hii (heteroskedasticity) 72
4.5.2. Gi nh v i chun ca ph 72
4.5.3. Gi c l ng

1. Th 114
2.  116
3.  c lp 121
4.  n ph thuc 126
5.  129
6. i quy 132
7. m gi nh cn thit 136 vi

DANH MCăKụăHIUăCỄCăT VIT TT

T vit tt
Tênăđyăđ ting Anh
Tênăđyăđ ting Vit
DA
Document against
Acceptance
Nh thu tr chm
DP

TT
Telegraphic Transfer
Chuyn tin
TTQT

c t
UCP
Uniform Customs and
Practice for Documents
Credits



vii

DANH MCăCỄCăBNG BIU
1
2013 1
Bn la chng doanh nghip 22
B quan trng c i v 27
B c 32
 50
 55
 55
 56
u qu trong hong
 57


ix

TịMăTT LUNăVN


             Cácă nhơnă tă nhă
hngăđnăquytăđnhălaăchnăngơnăhƠngăthanhătoánăqucătăcaăcácădoanhă
nghipăxutănhpăkhuătrênăđaăbƠnăthƠnhăphăHăChíăMinh
 n quynh la chc
t cp xut nhp kh ng c
t n vic la chn chc tt s gii
nh tranh ca dch v c t.





Bngă1.1ă:ăTngăkimăngchăxutănhpăkhuăcaăVităNamătrongăgiaiăđonă
2010 ậ 2013
năvătính:ătăUSD
Nm
Kimăngch
2010
2011
2012
9ăthángăđuă
nmă2013
Xutăkhu
72.19
97
114.6
96.5
Nhpăkhu
84.80
106
114.3
96.6
Tng
156.99
206
228.9
193.1

www.gso.gov.vn


vn
3

         
i c ph ng
T    TMCP k     
TMCP TMCP 
TMCP TMCP 
TP H      TMCP    
    TMCP  ng b    
TMCP TMCP 
i c phn Quc t TMCP Petrolimex (PGBank),
   i c phn Vit nam Thn    
TMCP Nam Vit (Navibank). [66].
      ng dch v      
cnh tranh git, vi nh
n quynh la chc t cp
xut nhp khn thit. Tht vy, nu xem hoc
t t miu phn vi t l rt
ng hp cng Ngc Yn (2012) t a
n t n 2011, Vietcombank chim khong
20% th phc t (th phng ch  doanh s thanh
toán quc t ca mt ngân hàng/kim ngch xut nhp khu ca c nc), k ti
        i th
phn t 1-3%, phi thuc v 
t gich v c tp
ch giao dc t?
Mc quynh la chc t ca
   bi    
 thc ti n thc hi ắCácănhơnă
5

1.3.2.ăPhmăviănghiênăcu:




1.4.ăPhngăphápănghiênăcu
             

- Nghiênăcuăđnhătính

              

- Nghiênă cuă đnhă lng         
    s
dng phn mm x  liu th x  li h
s tin c       EFA (Exploratory Factor
i quy tuyc s d kim tra mi quan
h gic ln ph thuc.

1.5ăTínhămi,ăỦănghaăkhoaăhcăvƠăthcătinăcaăđătƠi



     

n thy r quan trng nht trong vic la chn


7



WIFT

      




 ắCácă nhơnă t nhă hngă đn quytă đnh la
chnăngơnăhƠngăthanhătoánăquc t caăcácădoanhănghip xut nhp khuătrênă
đaăbƠnăthƠnhăph H ChíăMinh”ă


 
a chn chc t c
nghip xut nhp kh H

q





9

T́măttăchngă1
          

 n quynh la ch
c t ch nghip xut nhp kh H
a ch
c t  



 
  
gi . 10


- Thanh toán trong ngoi thngc thc hi 
p khch v 
c th ng quc t  
ng ngo
- Thanh toán phi ngoi thng: c thc hi
n   ng lao v c ngo
ngha l
vic chi tr ci giao  c 
i cc, t chc vn tin qu
biu, tr cp c           
ngun tr cp ca mt t chc t thi c  ch
c
Vic thuc hai quc tin
ng nhnh.
Tr c t 
c thc hin chi tr mt hng xut nhp kh
n t n cp khu chuyn ca
t kh ng ngong t p
c la chc quc t 
ng gip vi tt l trong thanh
c t
2.1.2. Cácăphngăthc thanhătoánăqucăt thôngădng
c t ng trong nn kinh t th gi
yc thc hi thu. Ba c
c t ng nht hic chuyn ti
thc nh ng chng t.
Tri thi [6]

12



ng mua n l  n quyn li hoc thi 
nhim l dp.
2.1.2.2. Nh thu (Collection)
Nh i xut kh
 c cung ng dch v ti
phc v  tin t p khu d hi phing t do
i xut khu lp ra.





-



Các loi nh thu cn bn

- Nh thu phiu trn (Clean Collections)
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
h




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